Car Insurance Quotes for Senior Citizens

Cotización
Descubra los descuentos y beneficios con el Programa de Seguros para automóviles de AARP de The Hartford.

Get a Free Online Seniors Car Insurance Quote

Car insurance for seniors changes over time. As you age, your costs and coverage limits may need to be updated. That’s why it’s important to have a car insurance provider that offers customized coverage for seniors. With an AARP membership, you can get discounts and savings on your car insurance through the AARP® Auto Insurance Program from The Hartford.1
 
car insurance quotes for senior citizensIt’s important to remember that your auto coverage is essential for protecting you and your passengers. For instance, if you’re in an accident and your passengers are injured, your auto policy can help make sure your passengers receive compensation for their medical treatment bills.
 
The best way to find the right coverage is to compare car insurance quotes for senior citizens from multiple insurance companies. From there, you can look at car insurance costs and choose the policies that fit your needs best.
 
Learn more about car insurance for seniors and obtener una cotización from The Hartford today. We offer coverage options for mature drivers that are affordable and can help keep you and your passengers safe while on the road.
 

How To Get a Quote for Car Insurance

There are a few ways to get car insurance for seniors, including:
 
Before you get your car insurance quote, you’ll want to make sure you have this information ready:
 
  • Driver’s license number
  • Código postal
  • Registro del vehículo
  • Documentation for your current auto policies, including what types of coverage you have now
  • Car mileage
  • número de identificación del vehículo
  • Car’s lease or loan information if you don’t own your car

Compare Quotes for Senior Citizen Car Insurance in Your State

Car insurance rates vary by state. In fact, some factors that impact how much you’ll pay for coverage include your:
 
  • Tipo de vehículo
  • Historial de manejo
  • Amount of coverage
Coverage requirements also vary by state. For instance, car insurance in Florida for seniors varies from car insurance for seniors in Georgia.
 
In the state of Georgia, you’ll need:
 
  • $25,000 for bodily injury, per person per accident
  • $50,000 for bodily injury, total per accident
  • $25,000 for property damage per accident
In Florida, you’ll need:
 
  • Property damage liability coverage: $10,000 per accident
  • Personal injury protection (PIP) coverage: $10,000 per person
To learn more about car insurance rates for seniorsobtener una cotización from us today. You can also look at car insurance by state by visiting our website.
 

Common Questions About Car Insurance Quotes

Why Do Seniors Pay More for Car Insurance?

Is car insurance cheaper as you get older? In general, studies show that older drivers who are over 50 years old are relatively safe behind the wheel. They typically drive fewer miles and modify their habits in poor driving conditions, which can qualify them for discounts. However, as a driver’s age increases, so does their risk of being involved in an accident. As a result, drivers aged 70 and up may pay a higher rate.
 
To learn more about insurance rates for seniors, obtener una cotización from The Hartford today. We can help older drivers find the coverage that’s right for them at affordable rates.
 

What Is the Cheapest Car Insurance for Senior Citizens?

The best way to save on full coverage car insurance is to find senior discounts. With the AARP Auto Insurance Program from The Hartford, you can get car insurance discounts for seniors, como por ejemplo:
 
  • Bundle insurance savings: Bundling your homeowners and auto insurance for seniors can help you save money. In fact, you’ll save up to 5% on your auto insurance and up to 20% on your home, condo or renters insurance.**
  • Paid-in-full discount: We’ll apply extra discounts if you pay your bill in full instead of making monthly payments.
  • Disappearing deductible: Your collision deductible on your car will be reduced over time, as long as you keep a clean driving record.
  • Accident forgiveness: We’ll forgive your first accident as long as all drivers on your Hartford policy are accident-free for five years.
Driving safe is so important. And The Hartford values it so much that we offer good driver discounts for completing defensive driving courses or driver training.
 

Car Insurance Quotes for Seniors

seniors car insurance quoteFinding the best car insurance company for seniors doesn’t have to be complicated.  The Hartford can help you find the coverages you need at the right price. We’re an insurance company that’s known for our quality customer service and competitive car insurance premiums.
 
You can count on us to keep you and your passengers protected while you’re out on the roads. To learn more about the best car insurance for seniorsobtener una cotización  hoy mismo.
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
 
Divulgaciones adicionales a continuación.
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.