Auto Insurance Discounts To Help You Save
Customers who switched to The Hartford saved over $575.†
Looking for an AARP Car Insurance Discount From The Hartford?
At The Hartford, we help those who are 50 and older get the seguro para autos coverage they need at a rate they can afford. Our AARP® Auto Insurance Program from The Hartford1 offers car insurance discounts and exclusive benefits – like up to 10% savings† just for being an AARP member.
AARP Members Have Many Ways To Save On Auto Insurance
We know that saving your hard-earned money is important. And that’s why we offer several discounts to help lower car insurance costs for you. We’ve been helping AARP members and their families get valuable car insurance discounts since 1984. Get an online cotización de seguro para autos or call a customer service representative at 800-684-1933 to see what discounts you’re eligible for, like:
Ahorros en paquetes de seguro
You can get even more savings if you bundle your car and home coverage, seguro para auto y para arrendatario, o condo and auto insurance with the AARP Auto and Home Insurance Program from The Hartford. Moving policies from other insurance companies and bundling** them with The Hartford may help you save money. In fact, you’ll save up to 5% on your auto insurance and up to 20% on your home, condo or renters insurance.
Paid-in-Full Discount
Extra discounts apply if you pay your bill in full instead of making monthly payments.
Quote Online To Save
We make it easy to get a quote online and save money in the process. You can get a discount in most states when you get a cotización de seguro para autos from us online today.
Additional Ways To Save on Car Insurance^
AARP Car Insurance Discounts for Safe Driving
Maneje de forma segura y ahorre
Drive your price with our TrueLane Program.^ You’ll save up to 12% when you sign up within 60 days of your first policy. Plus, you could earn a renewal discount of up to 40%, depending on your safe driving habits. Riskier habits may result in a higher premium.
Características de seguridad
You can receive even more savings if your car has safety features, like anti-lock brakes, anti-theft devices or more than one airbag.
Tipo de combustible del vehículo
At The Hartford, it’s not just how you drive, it’s what you drive. You may get extra auto insurance driver discounts if your car is a hybrid or electric vehicle.
Discounts on Auto Insurance for Driver Training and Education
Safe Driver Training Discounts
You can get a discount on your car insurance rate for drivers who are under 21 years old (under 25 in Georgia) who finish an approved training course. To learn more, call The Hartford’s representatives at 800-684-1933.
Curso de manejo defensivo
If you’ve completed an approved defensive driving course, you can enjoy a discount on your car insurance for the next three years. Send us a copy of your certificate and we’ll apply the credit to your car insurance premium.
Additional Ways To Help You Save Money on Car Insurance
Maintain a Clean Driving Record
With the AARP Auto Insurance Program from The Hartford, you can get car insurance discounts for being a safe driver. By having no collisions, at-fault accidents or violation for at least five years on your driving history, you may be eligible to receive good driver discounts that will reduce your costs on your auto insurance policy.
Set Higher Deductibles on Your Car Insurance
If you’re able, choosing higher car insurance deductibles will reduce your monthly payments. However, if you are involved in an at-fault car accident down the road, you'd need to pay your higher deductible for repairs. Our representatives are here to help figure out the right coverages for you at 800-684-1933.
Added Coverages To Help You Save Money on Car Insurance in the Future
Experienced drivers know that sometimes things happen when you least expect them.
With The Hartford, you can feel confident that you’re protected because The AARP Auto Insurance Program offers auto insurance coverages, like:
New car replacement coverage if you total your new car. We’ll even pay the cost to replace it with a new car of the same make, model and equipment without subtracting anything for depreciation.§§
RecoverCare§ coverage for help paying for home services, like house cleaning, if you’re injured in an accident and can’t do them yourself.
Lifetime car repair assurance, which gives you access to our 1,600 authorized repair shops. If you use one of our recommendations, we’ll guarantee the workmanship on all repairs.
Disappearing Deductible, an optional benefit, which reduces your collision deductible on your auto policy over time as long as you are a safe driver and maintain a clean driving record.‡
Cobertura de Reembolso por Alquiler de Auto, also called transportation expense coverage, to help pay for a rental car while your vehicle is in the shop after an accident.
Exención por accidente, which excuses your first accident if you need to file a claim as long as all drivers on your car insurance policy have a clean driving record and are accident-free for five straight years.‡
Hear What Customers Say About The Hartford's Auto Insurance Discounts
We’ve earned a reputation for integrity and trust. That’s why our customers have consistently given us high ratings for our car insurance claim service.
Read our customers’ car insurance reviews and see what they think about our program, claims experience and customer service.
Comentarios de los clientes
““I rented a car and didn't get the car insurance from the rental company and of course some one backed into the rental car and damaged the trunk lid. And Hartford took care of it for me.”
Robin
“My agent Gem contacted me within an hour after filing my claim online … This was the easiest and most convenient company I have ever had my car insurance with. Gracias, Gem y Hartford."
Lady J
“I never had to use car insurance before and I'm 53, they explained everything and did what they said. Made it very easy.”
First Timer
"Otro vehículo nos chocó de costado cuando íbamos a un espectáculo. Rattled and upset, my insurance agent was able to keep us calm and was very attentive to all our needs … I'll definitely recommend Hartford to anyone who's looking for a cheaper and reliable car insurance.”
Janet
“I will definitely recommend this insurance to others looking for reliable car insurance. I am now in the process of having my car repaired and I look forward to that.”
Wiwiek
“We were so glad we had Hartford for our car insurance. Someone backed into our car and left the scene. Our agent was quick to respond, and got us taken care of. Used our trusted auto repair shop, and our car looks perfect! Thank you Hartford!”
C Girl
Auto Insurance Discounts FAQs
Can I Ask for a Discount on My Car Insurance?
To learn more about how to save on car insurance with The Hartford, speak with a representative at 888-546-9099.
How Can I Save the Most Money on My Car Insurance?
You can save up to 12% on your auto insurance and up to 20% on your home, condo or renters insurance when you bundle through the AARP Auto and Home Insurance Program from The Hartford.** Other ways to save include taking a defensive driver course, paying your premium in full or consistently driving safe.
Who Can Sign Up for the AARP Auto Insurance Program From The Hartford?
To qualify for the AARP Auto Insurance Program from The Hartford, you’ll need to be an AARP member. If you’re not already, The Hartford will help you sign up.
How Much Does the AARP Driver Safety Course Cost?
The costs for defensive driving courses can vary. Generally, they are around $15 to $100. Completing these courses gives you a three-year premium discount.
Where Do I Find Approved Safe Driver and Defensive Driver Training Courses?
You can find approved safe driver or defensive driver training courses online or by calling our representatives at 888-546-9099.
Save Money With AARP Auto Insurance Discounts
We’re proud to be a compañía de seguro para autos that offers AARP members discounts. While auto insurance benefits and discounts can vary, you can feel confident that we’ll help you get all the discounts that you’re eligible for. Más información sobre how to save on car insurance with The Hartford. Get an online cotización de seguro para autos or speak with a customer service representative at 800-684-1933 hoy mismo.
Última actualización: 8 de julio de 2024
† Los montos de los ahorros son promedios que se basan en información proveniente de los clientes del Programa de seguros para automóviles de AARP de The Hartford que se convirtieron en nuevos titulares de póliza de seguro para automóviles entre el 1/1/22 y el 12/31/22 y proporcionaron datos sobre sus ahorros. Esta información también se utiliza para determinar la cantidad/el porcentaje de individuos que ahorraron dinero al cambiarse. Su ahorro puede variar. Las diferencias en las tarifas de los afiliados de AARP y los no afiliados varían según el estado y la antigüedad de la membresía de AARP.
^ No disponible en todos los estados, se aplican términos y condiciones.
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
§§ Se aplican términos y condiciones.
‡ Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
Divulgaciones adicionales a continuación.
Explicación simple sobre el seguro para autos
Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
