Seguro para automóviles en Georgia

Seguro para autos de Georgia
Cotización
Descubra los descuentos y beneficios con el Programa de Seguros para automóviles AARP de The Hartford.
 

Car Insurance for Georgia Drivers

Car Insurance Georgia Whether you’re visiting downtown Atlanta or spending time in the Blue Ridge Mountains, you’ll want to feel protected as you travel in Georgia. Luckily, it’s easy to get the Georgia auto insurance you need from the AARP® Auto Insurance Program from The Hartford.1 In fact, we’ve been protecting AARP members and their families in Georgia with seguro para autos since 1984.
 
If you’re looking to learn more about Georgia insurance requirements, you’ve come to the right place. The Hartford can help you comparar los seguros para autos coverages to get the protection you need at the right price.
 
Not all auto insurance companies are the same, and cheap car insurance isn’t necessarily the best. Our specialists are available at 888-413-8970 to answer any questions you may have and help you find the best auto insurance in Georgia. You can also get a cotización de seguro para autos online from us today.
 

GA Auto Insurance GA Auto Insurance Benefits and Discounts

Drivers in Georgia can receive valuable benefits for AARP members from the AARP Auto Insurance Program from The Hartford, including:
 
  • New Car Replacement: This helps replace your totaled new car with one of the same make, model and equipment without subtracting depreciation.
  • Exención por accidente: This benefit is a way to give drivers with a good record a break if they have an accident.
  • Disappearing Deductible: This reduces your collision deductible on your auto policy each year all the way to $0 as long as you maintain a clean driving record.
  • 24/7 Claim Service: Our representatives are available 24 hours a day, 7 days a week at 800-243-5860 to help guide you through the claim process.

Additional Car Insurance Coverages and Benefits Available to Georgia Drivers

For added protection, Georgia drivers may also be eligible for the following coverages from the AARP® Auto Insurance Program from The Hartford:
 

Required Car Insurance Coverage in Georgia

Georgia state law requires these minimum la resposabilidad por lesiones corporales y property damage liability insurance limits:2
 
  • $25,000 for bodily injury, per person per accident
  • $50,000 for bodily injury, total per accident
  • $25,000 for property damage per accident

Optional Georgia Car Insurance Coverages

Following your state requirements for auto insurance coverage is a good start. However, the state minimum doesn’t always give you the full coverage you need. To fill in gaps, you may need additional policies, like:
 
To see how much coverage will cost you, speak to your insurance company. They’ll calculate your premiums based on factors like your driving record and credit score. You can also ask our specialists any questions you have at 888-413-8970.
 

Proof of Car Insurance in Georgia

Best Car Insurance in Georgia If you’re a licensed driver in the state of Georgia, it’s smart to keep a copy of your car insurance ID card in your vehicle with your registration. If you’re in an accident, you’ll be required to give it to a police officer. To make it even easier, Georgia allows electronic proof of auto insurance coverage. And with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 
Some penalties you may face if you can’t provide proof of insurance include:
 
  • Paying a fine
  • Facing jail time
  • A suspended license for 60 days

Georgia Uninsured Driver Facts

Uninsured motorist coverage helps protect you if you’re in an accident with a driver that doesn’t have coverage. However, the state of Georgia doesn’t require drivers to carry this insurance.
 

Georgia Driving Laws

Georgia, like other states, has a number of safe driving laws that help protect you on their roads. These are just a few of those guidelines:3
 

Georgia Seat Belt Laws:

Seat belts are required by law while driving in the state of Georgia.
 

Georgia Distracted Driving Laws:

Texting while operating a vehicle is banned for all drivers in the State of Georgia.
 

Georgia Teen Driver Laws:

Auto Insurance Quotes Georgia Teenagers dream of getting their license. To make sure teen drivers are safe while they’re learning, Georgia has implemented graduated licensing laws to ensure that they gain the experience and maturity required to be safe behind the wheel. These laws limit nighttime driving and restrict passengers. They also require a certain amount of supervised driving practice.
 

At What Age Is Car Insurance Cheapest?

Generally, car insurance premiums cost more for drivers who are younger than 25.5 That means as a driver gets older and gains more experience on the road, their rates will likely decrease.6 For some, senior car insurance rates can begin to increase again after the age of 70. However, this depends on your insurance company.
 
To learn more about auto insurance in Georgia call us today at 888-413-8970. También puede obtener una cotización en línea.
 
 
Última actualización: 6 de julio de 2023
 
2 Office of Insurance and Safety Fire Commissioner, “Auto Insurance.”
 
3 Governors Highway Safety Association, “State Laws.”
 
5 “Insurance Information Institute (III), What Determines the Price of an Auto Insurance Policy?”
 
6 Insurance Information Institute (III), “Auto Insurance for Teen Drivers.”
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 1/1/22 y 12/31/22. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $507 y el ahorro promedio en el seguro de viviendas es de $120. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
 Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
Divulgaciones adicionales a continuación.
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.