Voluntary Benefits

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The flexible, affordable choice.

With healthcare expenses rising, voluntary employee benefits solutions from The Hartford can be a way for businesses to manage costs and at the same time, offer a highly competitive benefits package to their employees.

The Hartford’s Employee Choice BenefitsSM is a premier voluntary employee benefits solution that gives employers access to easily managed and competitive voluntary packages. It can help businesses round out their benefits package to create a more comprehensive offering that helps attract and retain employees.
With our breadth of coverage plan options, enrollment, and service support, businesses have the flexibility to tailor a voluntary benefits offering that makes sense for the company and its employees.

Get in Touch

Have an employee benefits representative from The Hartford contact you.
The Hartford offers a robust array of tools and information to help employees understand and choose benefits that are right for them.
Our Short-term Disability Insurance can help protect employees’ income if they’re injured or ill.
Our DisabilityFLEX® coverage helps employees tailor their short-term disability insurance to their individual needs with some of our most flexible options available.
Our Long-term Disability coverage provides employees with income if they’re unable to work for a longer period of time, while helping businesses maintain productivity.
Our Critical Illness Insurance1 can help employees protect savings during treatment and recovery from a critical condition.
Our voluntary life insurance policy helps protect the financial futures of those who depend on an employee’s paycheck.
Accident Insurance from The Hartford helps protect employees from the financial burden resulting from a covered accident.
Accidental Death and Dismemberment Insurance pays a lump-sum payment in the event of a covered accident.
Hospital Indemnity Insurance provides a cash benefit for each day an employee is confined in a hospital for a covered illness or injury.

Important State Specific Information

See more details on how these products apply to you and your employees based on your state.
The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries including issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Home office is Hartford, CT.
THIS POLICY PROVIDES LIMITED BENEFITS FOR SPECIFIED DISEASES ONLY. This limited health benefit plan (1) does not constitute major medical coverage, and (2) does not satisfy the individual mandate of the Affordable Care Act (ACA) because the coverage does not meet the requirements of minimum essential coverage.
In New York: This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Accident Form Series includes GBD-1000, GBD-1300, GBD-2000, GBD, 2300. Critical Illness Form Series includes GBD-2600, GBD-2700. Disability Form Series includes GBD-1000, GBD-1200. Life Form Series includes GBD-1000, GBD-1100. Hospital Income Plan Form Series includes GBD-2800, GBD-2900. Group Retiree Health Form Series includes GBD-2400, GBD-2500.
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