AARP Car Insurance Quotes From The Hartford

Cotización
Descubra los descuentos y beneficios con el Programa de Seguros para automóviles de AARP de The Hartford.
Car Insurance quotes

How Do I Get a Car Insurance Quote?

Request your free auto insurance quote online, call us directly or meet with a local agent. It’s easy to get car insurance quotes from the AARP® Auto Insurance Program from The Hartford.1 Choose whatever is most convenient for you to get your car insurance quote today.

Obtenga una cotización en línea

The Hartford’s online car insurance quoting process is so simple that you’ll have your quote in eight minutes or less. Just enter your zip code, answer a few questions and we’ll help you choose the best insurance coverages for your needs. Plus, you can even save money on your policy with a discount, just for getting your quote online. Get your free quote andbuy car insurance online any time of the day.
 

Call The Hartford for a Car Insurance Quote

If you’d rather get a quote over the phone, you can reach The Hartford at 888-546-9099. Our insurance professionals would be happy to guide you through the quoting process to help you learn what coverages you need and what discounts and benefits you qualify for.   
 

Get a Car Insurance Quote Through an Agent

Another way to get an auto insurance quote is through a car insurance agent. If you’re shopping for car insurance from multiple insurance companies, auto insurance agents and brokers can help you save time. However, they may charge fees for their services.
 

What Do You Need To Get a Car Insurance Quote?

Before you get your car insurance quote, be sure to gather information and documents for each driver and vehicle, like:
 
  • Driver’s license number and zip code
  • Registro del vehículo
  • Documentation from your current auto insurance company including the types of coverage you have now
  • Vehicle identification number
  • Car mileage
  • Vehicle lease or loan information if you don’t own your car

What Factors Help Determine My Car Insurance Quote?

AARP members have access to exclusive benefits and savings, like up to 10% off** their car insurance with The Hartford. However, keep in mind that your AARP membership is just one thing that impacts your auto insurance quote. Other factors that help determine your car insurance rates include:

Your driving record: A safe driving history can help reduce the cost of your auto insurance coverage. So, if you have any moving violations or accidents, you may pay more for your auto insurance.

How much you drive: The more time you spend on the road, the more likely it is that you could have an accident. This means if you have longer work commutes, you’ll likely pay more for your auto insurance. If you no longer drive and aren’t licensed, you can still get car insurance with no license.

Coverage history: Insurance companies like to see continuous cobertura del seguro para automóviles, because it shows that you’re a responsible driver. So, if you’ve had long or frequent lapses in your auto coverage, you’ll likely pay more for your car insurance.

The vehicle you drive: Typically, safer and cheaper vehicles cost less to insure, while expensive vehicles and cars that don’t perform well in safety tests cost more.

Where you live: Having more drivers in your area can increase the likelihood of an auto accident and raise the cost of your insurance.
 
 

Ways To Save Money on AARP Car Insurance Quotes From The Hartford

You can save money on your car insurance and lower your premium by:

Quoting online: Get a discount in most states when you get a car insurance quote from us online.

Driving safely: Sign up for the TrueLane^ program and save money – an immediate discount up to 12% just for participating and up to a 25% discount when you renew based on your driving habits.

Bundling your insurance: We offer descuentos en seguros para autos to customers who bundle their home and auto coverages.**

Paying in full: You’ll typically have the option to pay monthly and customers who pay their premium in full may receive discounts.

Taking a defensive driving course: Save on your auto insurance if you complete a defensive driving course. All you need to do is find and complete an approved program and send your certificate to us.

Being environmentally friendly: Driving a hybrid or electric vehicle may get you a discount.

Completing driver training: A discount may be available on your teen’s auto insurance if they pass an approved driver training class.

 
Obtenga una cita online and see how much you can save. You can also call customer service to speak with one of The Hartford’s specialists at 888-546-9099.
 

What Is Included in Car Insurance Quotes?

The amount of car insurance you need by law varies by state. Find out what’s required in your state and get a car insurance quote that offers insurance options for your vehicle, like:
 
  • Cobertura contra colisión for help covering the cost of repairs to your car if you get into an accident. Let’s say you damage your car’s bumper while backing up, this collision insurance coverage can help pay for the repairs.
  • Comprehensive Coverage, also known as “other than collision coverage,” helps cover the cost to repair or replace your car if it’s damaged by weather or fire, or if it’s vandalized or stolen.
  • Cobertura de cristales completos to help pay replacement costs for a broken windshield or other safety glass on your car. There is no deductible for this coverage. 
  • Gastos médicos del seguro de auto for help paying your family’s medical bills after a car accident. If you have a high deductible healthcare plan, you may want to ensure the limit you select can cover your whole deductible. This coverage also helps pay medical bills if you’re hit by a car when you’re a pedestrian.
  • Responsabilidad por daños a la propiedad, which can help cover the cost of damages you cause to another person’s property with your vehicle. This can include fences and mailboxes.
  • Cobertura de grúa to help pay the cost of towing and labor if your car breaks down while you’re driving or gets stuck in the snow. It doesn’t, however, cover the cost of repairs.
  • Uninsured/Underinsured Motorist Bodily Injury for help paying medical bills if an uninsured or underinsured motorist injures you or your passengers.
  • Daños a la propiedad por conductor no asegurado can help in paying for damages if an uninsured motorist wrecks your property. For example, let’s say you have an older car and only carry liability coverage. If an uninsured motorist hits it, this property damage insurance can help cover the damages.
  • Personal Injury Protection (PIP), also known as no-fault insurance, helps pay for an injury that results from a car accident, even if you’re responsible. PIP coverage is not available in all states.
  • Rental Car Expense Insurance for help covering the cost of a rental vehicle if you can’t use your car due to a covered loss.

Personalize Your Car Insurance Quote From The Hartford

During the quote process, our representatives can help you over the phone with personalized service. They’ll assist you in determining what you need based on the different benefits we offer. For instance, the AARP Auto Insurance Program from The Hartford offers:

Exención por accidente: As long as all the drivers on your car insurance policy have a clean driving record for five straight years with The Hartford, you’ll qualify for accident forgiveness.

Disappearing Deductible for Auto Insurance: With this optional coverage, your collision deductible on your car insurance policy will decrease over time as long as you maintain a clean driving record.

New Car Replacement:§§ If you total your new car, we’ll pay to replace it with a new one of the same make, model and equipment with no deduction for depreciation.

Lifetime Car Repair: If you have a damaged car, it can be difficult to find a trusted repair service. With our lifetime car repair benefit, you can rely on us to do that for you if your car is damaged in a covered accident.

definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .

More Frequently Asked Questions About Car Insurance Quotes

How Do I Get the Best Car Insurance Quote?

To get the best car insurance quote possible, you may want to compare quotes from multiple car insurance companies. You’ll also want to ask about discounts that can save you money. For instance, many auto insurance companies allow you to bundle your home and auto policies to reduce your cost.
 

Can You Get Free Car Insurance Quotes?

Your quote for car insurance with the AARP Auto Insurance Program from The Hartford is always free. To start, get a free online cita from us today or call 888-546-9099.
 

Is It Safe To Get Insurance Quotes Online?

Yes, as long as you make sure you’re using a credible insurance provider. Generally, it’s good to look for companies that have high customer satisfaction ratings.  
 

How Old Do You Have To Be To Get an AARP Car Insurance Quote?

Anyone can get a free quote for auto insurance from The Hartford. However, you’ll need to be an AARP member or become one to qualify for the AARP Auto Insurance Program from The Hartford. The minimum AARP member age requirement for this program is 50 years or older.
 

Does My Car Insurance Quote Include My RV?

You may also be able to add your RVs, motorhomes and trailers to your auto policy. We also offer recreational vehicle policies for Vehículos todoterrenogolf carts y watercraft.
 
 
Última actualización: 22 de septiembre de 2023
^ Not available in all states, terms and conditions apply.
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
Divulgaciones adicionales a continuación.
Seguro para autos AARP

Seguro para automóviles AARP 101

Conozca más sobre el Seguro de autos AARP Programa de The Hartford en este video.
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.