Seven Tips on How to Get Lower Car Insurance Premiums
Not sure how to lower your car insurance premiums? Many insurance companies offer discounts and benefits that can help you save money on your auto policies. To see how you can save, check with your insurer’s representatives. They can let you know which ones you qualify for.
To learn more about how you can save on seguro para autos
with the AARP®
Auto Insurance Program1
from The Hartford, call 888-546-9099
or read through our tips below:
1. Become an AARP Member
The AARP Auto Insurance Program from The Hartford offers a savings of up to 10% for members of AARP. Discover this and other benefits for AARP Members
2. Take a Defensive Driving Course
3. Maintain a Clean Driving Record
If you’re a safe driver who maintains a clean driving record, you could save on your auto insurance premium. Generally, you’ll need at least five years of an accident-free driving history.
4. Drive a Hybrid or Electric Car
We like to reward seniors that drive eco-friendly vehicles, like hybrids or electric cars, with lower insurance rates.‡‡
5. Bundle Your Home & Auto Insurance Policies
If you bundle your car and home coverage with the AARP Auto and Home Insurance from The Hartford, you can save on both policies. With our paquete de seguro para automóviles y vivienda
, you’ll save up to 5% on your auto insurance coverage and up to 20% on your home, condo or renters policies. You may also be able to bundle your auto and life insurance policies through certain companies to receive a discount.**
6. Pay Your Premiums in Full
7. Set Higher Deductibles on Your Car Insurance
Another way to reduce your car insurance premium
is by choosing higher deductibles. For instance, if you currently have a $500 deductible and you raise it to a $1,000 deductible, you’ll reduce your rate.
Common Questions About How to Lower Auto Insurance Costs
How Do I Lower Car Insurance After a Speeding Ticket?
To help lower your rate after a speeding ticket, you can take a defensive or safe driving course. You can also consider switching car insurance
companies to find a better rate. But before you do, make sure you check with your current insurer to see if you qualify for other discounts or benefits.
Last Updated: February 8, 2023