Car Insurance in San Diego
From Balboa Park to Coronado Beach and the San Diego Zoo to La Jolla Cove, there are plenty of places to visit in one of the most populated cities in the country. To stay safe while driving, you’ll want the best auto insurance in San Diego. With the AARP® Auto Insurance Program from The Hartford,1 you can customize your seguro para autos and qualify for discounts.
You have many options for California car insurance, but drivers in San Diego can have peace of mind that they have the coverage they need at a price they can afford with The Hartford.
Coverage Requirements for Auto Insurance in San Diego
Every state has different coverage requirements for drivers. California’s state minimum liability coverage must include:
- Responsabilidad por lesiones corporales: $15,000 per person, per accident
- Responsabilidad por daño a la propiedad: $5,000 per accident
You may get the lowest car insurance rates in San Diego if you choose the minimum coverage required, but that means you might end up having to pay out of pocket if you’re in accident. To be sure you have full cobertura de seguro para autos, The Hartford can help you decide the amount and types of coverage you’ll need to protect yourself.
What Is the Average Cost of Car Insurance in San Diego?
The cost of car insurance is based on many factors, including where you live and the liability limits you choose. The average cost of full coverage car insurance in San Diego is $1,898 per year. This is higher than the national average of $1,674 per year but is among the lowest compared to other places in California. Cities like Los Angeles, Oakland, San Francisco and Long Beach have higher average annual car insurance rates.2 Other factors, like speeding tickets or being a driver with a clean record, will make your car insurance costs different than the average rates for those in your area.
San Diego Car Insurance Discounts
You’ve come to the right place for affordable car insurance in San Diego. You can save up to 10% on your auto insurance in San Diego, CA just by being an AARP member. Experienced drivers like you deserve descuentos en seguros para autos and our customer service representatives will make sure you know what you’re eligible for. The Hartford also offer discounts for:
- Completing an approved defensive driving course.
- Bundling your home and auto coverage with the AARP Auto and Home Insurance Program from The Hartford. This could help you save up to 5% on your auto insurance and up to a 20% on your home, condo or renters insurance.**
- Paying your premium in full instead of making monthly payments.
Learn More About California Car Insurance
No matter where you live, we can help you with car insurance in California. Learn more about how the AARP Auto Insurance Program from The Hartford can protect drivers in California with:
- Car insurance in Bakersfield
- Car insurance in Chula Vista
- Car insurance in Fresno
- Car insurance in Riverside
- Car insurance in Sacramento
- Car insurance in Santa Ana
Last Updated: October 13, 2023
2 Bankrate, “Average Cost of Car Insurance in California for 2022.”