Business Insurance in Fresno, CA

Get Small Business Insurance in Fresno Today

Businesses in Fresno, California are growing. The fifth largest city in California is experiencing growth due to diverse industries.¹Over 406,000 people work throughout Fresno in jobs like:²

Manufactura
Logistics
Energy
Renewable energy
Biomass and tree mortality
Agriculture
Health care
Information technology

Whether you have a company or are planning to start one, getting business insurance in California is essential. Insurance coverage can help protect business owners from claims that can come up during normal business operations. We know every small business is unique and faces different risks. Our specialists can help you get business insurance in Fresno, CA.

How Much Does Business Insurance Cost in Fresno, CA?

Our customers paid an average of $1,026 a year, or about $85 a month, for business insurance coverage in California. For workers' compensation insurance, customers in California paid an average $1,600 annually, or about $133 a month.³

An insurance company uses different factors when determining costs. This can include your:

Claims history
Lugar
Employee size
Type of business

The best way to find out your business insurance cost in Fresno is to get a cita. Our specialists can work with you to get the coverage you need at a cost-effective price.

What Insurance Is Needed for a Small Business in Fresno, California?

Small businesses in Fresno, California need certain types of coverage as required by the state. This can include:

Workers’ compensation insurance: The state requires businesses with at least one part- or full-time employee to have California workers’ compensation insurance. It gives employees benefits to help them recover from a work-related injury or illness.
Commercial auto insurance: Helps protect you or your employees on the road if you drive a commercial vehicle for work.
Professional liability insurance: Helps cover legal costs if your business gets sued for making a mistake in the professional services given.

It’s a good idea to get other types of liability coverage and insurance policies to give your small business more well-rounded protection. Some coverages you may want to consider include:

General liability insurance: Helps cover claims that your business caused bodily injuries or property damage to someone else’s belongings.
Commercial property insurance: Helps protect the owned or rented building, tools, equipment and inventory you use to operate.
Business income insurance: Helps replace your business’ lost income if you can’t operate because of covered property loss.

What Industries Need Small Business Insurance in Fresno?

Businesses in all industries need small business insurance in Fresno. Without California business insurance coverage, you’d have to cover claims out of pocket, which could get costly. Some of the industries we cover include:

We can protect businesses in many industries. Get a cita today and see how we can help you.

Get a Quote for Business Insurance in Fresno, CA

Not all insurance companies are the same. We’re backed by more than 200 years of experience. Our specialists have helped more than 1 million small business owners get the protection they need. And they can do the same for you.

Whether you have questions about coverage, insurance quotes, products or services or need help with a claim, we’ve got your back.

Obtenga una cita online today and see how we can help you.

Business Insurance in Other California Cities

We offer business insurance coverage to businesses in Fresno and other California cities, including:

Last Updated: November 14, 2023

^1,2 Fresno County EDC, “New to Fresno?”

³ Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.

Divulgaciones adicionales a continuación.