Choose The Hartford for Your Small Business Insurance in San Diego
Considered one of the most dynamic economies in the U.S. due to the vast range of industries and strong tourism, San Diego is an area prime for business growth.1 And it’s not all large businesses in the city either. In fact, 98% of businesses in San Diego are small businesses.2 Whether you have a small business or are planning on starting one, it’s essential to get business insurance in California
. If you’re wondering what small business insurance in San Diego is or what business insurance coverage you need, we’re here to help.
We know every small business is different and faces unique risks. So, our specialists can work with you to get the right insurance coverage for your business.
Requirements for Small Business Insurance in San Diego
Business owners may be required to carry certain types of business insurance in San Diego. This includes:
What Are the Different Types of San Diego Business Insurance?
In addition to any required coverage, it’s likely you’ll need to get other types of business insurance to give your San Diego small business more protection. Some optional coverages you may want to consider include:
Who Needs Small Business Insurance in San Diego?
business insurance protects companies from common claims that can come up during normal operations. Even if a California business doesn’t have to get insurance, it’s still a good idea to get coverage. Because without it, you’d have to cover claims out of pocket, which many businesses don’t have the resources to do.
We offer small business insurance coverage to many industries. Some industries that we can help protect in San Diego, CA include:
How Much Does Business Insurance Cost in San Diego, CA?
Our customers paid an average of $1,026 a year, or about $85 a month, for business insurance coverage in California. For workers' compensation insurance, customers in California paid an average $1,600 annually, or about $133 a month.3
Business insurance costs vary in San Diego. That’s because each business is unique and has different needs. Insurance companies use different factors to determine costs, such as:
- Type of coverage
- Claims history
We can help protect business owners throughout California. We offer coverage throughout the state. This includes: