Car Insurance in Lubbock, TX

Lubbock is the eleventh largest city in Texas and is projected to grow 7% through the next year.² That means there are a lot of drivers on Lubbock’s roads. The AARP^® Auto Insurance Program from The Hartford¹ can help give you the seguro para autos you need. To learn more about car insurance in Lubbock, TX, get an insurance quote from The Hartford today.

 

What do drivers pay for car insurance in Lubbock, TX? The average car insurance cost for drivers in Lubbock, TX is $1,453. That’s higher than the Texas state average of $1,415 for full coverage car insurance.³ However, if you’re looking to save money on your car insurance rates, remember certain factors will impact your average insurance costs, like your driving record. In general, the more speeding tickets you have, the higher your insurance premium. Some other factors that will impact insurance rates in Lubbock include your:

 

The best way to find the cheapest car insurance in Lubbock, Texas is to compare auto insurance quotes from multiple car insurance companies. To get started, obtener una cotización from The Hartford today.

 

In Texas, all drivers are required to carry car insurance. You’ll also need proof of coverage anytime you’re behind the wheel. If you don’t have proof of insurance coverage while driving, you could face penalties.

 

The state minimum coverage for car insurance in Lubbock, Texas, is:

• Responsabilidad por lesiones corporales: $30,000 per person and $60,000 per accident
• Responsabilidad por daño a la propiedad: $25,000 per accident
• Uninsured motorist bodily injury: $30,000 per person and $60,000 per accident unless you reject this coverage
• Daños a la propiedad por conductor no asegurado: $25,000 for property damage unless you reject this coverage

Additional Car Insurance Coverages for Lubbock Drivers

• Cobertura integral, which helps pay for the damage to your car from things like natural disasters and theft.
• Car towing insurance offers help paying for towing and labor charges if your car breaks down.
• Gap coverage to help pay the difference between your car’s actual cash value and the amount you owe on your car loan if it’s stolen or totaled.
• Cobertura por colisión, which helps cover damages from another car or object.
• Rental car reimbursement coverage to help cover the costs to rent a car if your vehicle is damaged in an accident or another covered event.
• Cobertura de gastos médicos to help pay for medical expenses resulting from a car accident.

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** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.

 

^§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage^® es una marca registrada de The Hartford.

 

^§§ Se aplican términos y condiciones.

 

^‡ Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.

 

^‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.

 

^‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.

 

Divulgaciones adicionales a continuación.