AARP Car Insurance in Connecticut (CT)

Connecticut car insurance
Pay as little as $115‡‡‡ a month in Connecticut with the AARP Auto Insurance Program from The Hartford.

Customized Auto Insurance for CT Drivers

Auto insurance CTAs a Connecticut resident, it’s important to have car insurance that keeps you protected through every season. If you’re looking to get a cotización de seguro para autos or just want more information on how to get the best car insurance in CT, we’re here to help. The AARP® Auto Insurance Program from The Hartford1 has been protecting Connecticut members and their families since 1984. The Hartford is honored to serve residents in this state and is proud to call Connecticut home for over 200 years.
No matter where you live in the Constitution State, your auto insurance in CT should help you feel protected on the road. At The Hartford, we have a reputation for integrity, trust and high customer ratings for our reclamaciones de seguro para autos.

How Much is CT Car Insurance?

Our customers in Connecticut pay an average of $1,382 a year, or about $115 a month, for car insurance.‡‡‡ Remember, car insurance costs vary and depend on several factors, such as location, driving history and type of car insured. 

How to Find the Best Car Insurance in CT

Everyone wants to get the best car insurance. In CT, that means finding the coverages that best fit your needs. The Hartford can help when you’re choosing your car insurance and get you the kind of benefits that can really make a difference. Through the AARP Auto Insurance Program from The Hartford, Connecticut drivers can enjoy auto insurance benefits like:

Discounts on Connecticut Car Insurance Rates

As you look for coverage, remember that many car insurance companies have discounts and benefits. The Hartford offers of up to 10% savings just for being an AARP member. There are also many other descuentos en seguros para autos for Connecticut drivers, including savings for:
  • Bundling to save up to 12% on auto insurance and up to 20% on home insurance in Connecticut.** Our customers save an average of $813 through bundling policies.**
  • Completing a defensive driving course.
  • Paying your premium in full.

Required Car Insurance Coverages in Connecticut

Car insurance that is required varies by state. When you get a quote, we’ll take into consideration the requirements for car insurance in Connecticut. The state requires drivers to carry liability coverage at the following minimum limits:2
Connecticut also requires drivers to carry uninsured motorist bodily injury coverage. So, your auto insurance quote will include uninsured/underinsured motorist coverage at the minimum limits:3
  • $25,000 per person
  • $50,000 total per accident
This insurance can help pay your medical bills if you get into an accident with a driver that either doesn’t have insurance or enough coverage.
According to the latest study from the Insurance Research Council, 6.3% of drivers in Connecticut don’t have insurance.4 Although this is lower than the national average of 12.6%, it’s still important to have uninsured motorist insurance. Without it, you’ll have to pay out of pocket for your medical costs if the other driver doesn’t have coverage.
In addition to minimum coverage levels, Connecticut drivers must also keep proof of car insurance and registration in their cars at all times. We make it easy for you to get proof of insurance. Llame al 800-423-6789 to request proof of insurance or log into the Centro de Atención al Cliente and print your ID cards.

Additional Car Insurance Coverages Available to Connecticut Drivers

We make it easy for Connecticut drivers to tailor their insurance policies. You can add the following las coberturas de seguro para autos:

Staying Safe on Connecticut Roads

As you travel through Connecticut, keep these safe driving laws in mind:5

Connecticut Seat Belt Laws:

Connecticut is one of 34 states that have a primary seat belt law. This means police officers can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.

Connecticut Distracted Driving Laws:

Connecticut has a number of laws in place to discourage distracted driving:
  • Hand-held cell phones are banned for all drivers in the State of Connecticut.
  • New drivers in Connecticut are not allowed to use hand-held or hands-free cellphones.
  • Texting while driving is banned in Connecticut.

Connecticut Teen Driver Laws:

Connecticut has graduated licensing laws to ensure teenagers gain the experience and maturity required to be safe behind the wheel. These laws:
  • Limit nighttime driving
  • Ensure an adequate amount of supervised driving practice
  • Restrict the number of teen passengers

Get Car Insurance Quotes in CT Today

Car insurance quotes CTWhether you’re driving to the beach or heading to the city, it’s important to work with a compañía de seguro para autos that you can trust and rely on.
The Hartford knows every driver is unique and has different needs. Our specialists are here to learn the kind of driver you are and to help you every step of the way. Speak with our specialists if you’re looking for car insurance in Connecticut or if you need to file a claim for an accident. You can have peace of mind knowing we’ve got your back while you’re on the road.

Common Questions About Car Insurance in CT

How Much Does It Cost to Insure a Car in CT?

El documento average car insurance cost in Connecticut is $1,382 or about $115 a month.‡‡‡ Be aware that your car insurance cost is unique to you. Different factors can have a big impact, so it’s a good idea to get a quote for your personalized policy.
Más información sobre how much car insurance costs  hoy mismo.

Why Is Car Insurance So Expensive in CT?

The state’s population, number of drivers and income levels all play a role in costs. Connecticut’s roadways are highly congested, which can increase the risk of an accident. Drivers living in affluent areas may also drive more expensive cars and get more liability coverage, which results in a higher premium.7

Is Connecticut a No-Fault State?

Connecticut is not a no-fault state.8 This means if you’re responsible for a car accident, you’ll have to pay for the damages.
Más información sobre no-fault insurance.

What Happens If You Drive Without Insurance in CT?

Driving a car in Connecticut without insurance is a misdemeanor.9 This means you can face:
  • A fine up to $500
  • Imprisonment up to three months
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
§§ Se aplican términos y condiciones.
Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
Divulgaciones adicionales a continuación.
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.