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How Much Does Product Liability Insurance Cost?
Product liability insurance is often included as a part of your general liability insurance policy, which costs our customers an average of $85 a month or $1,019 a year.1 Keep in mind that your product liability insurance cost depends on a number of different factors, including your industry and the risk of customer lawsuits associated with your products or completed services.
Product liability insurance helps protect your small business from claims that a product you made or sold caused bodily injury or property damage to someone else.2 When you get general liability insurance with The Hartford, product liability insurance coverage is included.
Factors That Affect the Cost of Product Liability Insurance
We offer product liability insurance as a part of your general liability insurance policy. General liability insurance costs will vary between business owners. Some factors that can impact your price include your:
- Business location
- Claims history
- Policy limits
- Product type
The best way to find out your product liability insurance cost is to get a general liability insurance quote. Our specialists can help answer your questions and get the coverage your small business needs.
How Much Does Product Liability Insurance Cost for Different Industries?
Each industry faces their own unique risks, so the type of business you have may impact how much you pay for a general liability insurance policy that includes product liability coverage. Some of the industries that typically face more risk of being held liable in a customer lawsuit or product liability claim are:
Get a Fast and Free Quote for Product Liability Insurance
Somos una compañía de seguros con más de 200 años de experiencia. We’ve helped over 1 million small business owners get the insurance coverage they need to help protect their unique companies.
If you’re looking for product liability insurance coverage, our specialists can help you find the protection you need with a price tailored to your business. All it takes is a few minutes to get a free general liability insurance quote today from The Hartford.
Last Updated: December 6, 2023
1 Premium amounts presented are based on monthly premium paid by The Hartford’s Small Business customers between 1/1/22 and 9/13/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
2 Product liability insurance coverage is not available to all classes.
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