Group Disability Insurance

Group Disability Insurance

Powerful Income Protection, Better Business Outcomes

Help your employees protect their incomes and rebuild their lives after an unexpected event with Group Disability Insurance products from The Hartford.
Group Disability Insurance
Our disability insurance products include a broad variety of absence management and claims support services designed to help:
  • Streamline the administration of leaves
  • Ease the claims process
  • Coordinate with leave programs
  • Support employees so they can return to work as soon as they’re able

Short-term Disability (STD)

When employees are unable to work because of a disabling injury or illness, Short-term Disability Insurance helps to replace part of their income. Our group disability product makes the whole process easier for everyone, because:
  • Nurses handle the claims, providing a compassionate and efficient experience that can reduce the length of absences.
  • Once approved, a single claim handler supports the employee and employer through the life of the claim with streamlined communication.
  • We can integrate the processes related to short-term disability and leave management.

Long-term Disability (LTD)

Like Short-term Disability, our Long-term Disability Insurance product is carefully designed to emphasize ability and functionality, not limitations. It helps provide a continued income for employees during a time of extended disability.
  • The way we define disability can help employees avoid a loss in earnings, including the ability to earn up to 100% of their pre-disability earnings with our Return-to-Work Incentive Benefit.
  • We offer a rehabilitation program that includes vocational and job placement services, as well as work-related guidance and resources

Statutory Disability: Keeping It Simple

State-mandated disability insurance requirements can change frequently. To stay compliant, it takes experience and up-to-date knowledge. Our group disability team can help provide important guidance for businesses, such as how to:
  • Meet state requirements
  • Protect their workforce
  • Relieve staff of legal, regulatory and administrative burdens
Paid Family and Medical Leave Resource Center

Paid Family & Medical Leave

So many changes, so many differences depending on where you live. Get our state-by-state guide for everything you need to know about PFML.
Go to The Hartford’s Paid Family Medical Leave Center.

Important State Specific Information

Learn how these products apply to you and your employees based on your state.

Read Employee Benefits Claim Reviews (by product)


Short-Term Disability Insurance


Long-Term Disability Insurance

5759m NS 10/22
Disability Form Series includes GBD-1000, GBD-1200, or state equivalent.
1 Services are offered through vendors which are not affiliated with The Hartford and these services are not insurance. The Hartford is not responsible and assumes no liability for the goods and services described in this material and reserves the right to discontinue any of these services at any time. Services may vary and may not be available in all states. Visit for more information.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at Todos los beneficios están sujetos a los términos y condiciones de la póliza. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.