Group Life and AD&D Insurance

Group Life and AD&D Insurance

Comprehensive Coverage With Compassionate Care

At The Hartford, we offer Group Life and Accidental Death and Dismemberment (AD&D) Insurance that can help meet the diverse needs of employees after a loss.
Group Life and AD&D Insurance

Compassionate Support Through All Phases of the Journey

A life insurance claim is something no one ever wants to file. That's why we continually look for ways to ensure the process is clear, easy to understand and empathetic. For employers, that means a claims process that is simple to administer. For employees and their beneficiaries, it means offering respectful, compassionate support, along with timely decisions and payments. 
Employee Benefits Life Claims Digital Experience

A Simple Claims Submission Process

HR Benefits Administrators manage a lot of priorities. See how we make submitting a life insurance claim as simple as possible.

Putting People First Is at the Heart of Everything We Do

We designed our life and loss benefits and claims processes with the unique needs of employers, employees and beneficiaries in mind. Our group Life insurance and Accidental Death and Dismemberment insurance, also known as Accidental Loss of Life and Severe Injury Benefits, are products that offer protection during the most difficult times in people’s lives. Plus, our streamlined claims submission process eases the administrative burden for employers, all while guiding employees and their beneficiaries through financial protection decisions. After a life insurance claim is filed, our specially trained Life Care Advocates are available to offer personal, caring support in the moments that matter.
Our group life insurance product offers flexible features and resources, including:
  • An Enhanced Continuity of Coverage Clause that prevents employees from being stranded without coverage when transferring their prior group life policy – even if they’re not actively at work on that day.
  • A Living Benefit Option that provides advanced life insurance benefits for terminally ill employees or dependents, up to $500,000.
  • A waiver of premium allowing employees to stop paying life insurance premiums while experiencing a qualifying disability.
  • A portability and conversion option that allows employees who leave their company or are under other qualifying conditions to take all or a portion of their coverage with them.
  • A streamlined digital claims submission system that will reduce administrative burden and speed up the processing of benefit payments.
  • A variety of programs that give employees access to online tools and services designed to help guide them through major life decisions, such as creating a will, travel assistance and funeral planning.1
Accidents don’t just happen to employees in dangerous jobs – they can happen to anyone. Help protect your employees with Accidental Loss of Life and Severe Injury Benefits coverage from The Hartford. Highlights of our coverage include:
  • Protection for children, spouses and employees against losses from unforeseen covered accidents.
  • 24-hour accident coverage that can be combined with a group life policy or purchased as a stand-alone product.
  • A package of riders offering important additional coverages.
  • An array of optional benefits that allow for a customized experience.
Connect with an employee benefits representative today to explore your options.

Important State Specific Information

Learn how these products apply to you and your employees based on your state.

We ‘Hart’ Our Customers

5759c NS 02/24
Life Form Series includes GBD-1000 A (10/08), GBD-1100 (10/08), or state equivalent. Accident Form Series includes GBD-1000, GBD-1300, GBD-3300, GBD-3500, or state equivalent. Not for use in CA, NY and PR.
1 Services are offered through vendors which are not affiliated with The Hartford and these services are not insurance. The Hartford is not responsible and assumes no liability for the goods and services described in this material and reserves the right to discontinue any of these services at any time. Services may vary and may not be available in all states. Visit for more information.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at Todos los beneficios están sujetos a los términos y condiciones de la póliza. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.