Group Life and AD&D Insurance

Group Life and AD&D Insurance

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Connect with an employee benefits representative to explore your Group Life and AD&D insurance options today.
Group Life and AD&D Insurance

Protect Your Greatest Resource: Your Employees

Smart, caring and responsible companies help protect their employees against worst-case scenarios. The Hartford’s Group Life and Accidental Death and Dismemberment insurance can help meet the needs of all types of businesses and their employees.

Group Life Insurance

Our Group Life insurance product offers flexible features, including:
  • Our Enhanced Continuity of Coverage Clause that prevents employees from being stranded without coverage on our policy transfer date – even if they're not actively at work on that day.
  • Our Living Benefit Option that accelerates the benefits of terminally ill employees or dependents up to $500,000.
  • Our No Interruption in Premium Waiver Elimination Period for employees who attempt to return to work for up to five days.
  • Our Portability Option and Conversion is offered with our Life insurance product. Employees who leave their company or are under other qualifying conditions can take all or a portion of their coverage with them.
  • A variety of programs that give employees access to online tools and services that can help guide them through major life decisions, such as creating a will, travel assistance and funeral planning.1

Accidental Death & Dismemberment Insurance

Accidents don’t just happen to employees in dangerous jobs – they can happen to anyone. Help protect your employees with AD&D coverage from The Hartford. Highlights of our coverage include:
  • Protection for children, spouses and employees against losses from unforeseen covered accidents.
  • Twenty-four-hour accident coverage that can be combined with a Group Life policy or purchased as a stand-alone product.
  • A package of riders offering important additional coverages.
  • An array of optional benefits that allow for a customized experience.
Value-Added Services/The Hartford Life Essentials

What Employees Get With Group Life and AD&D Insurance

We go beyond the benefit with a variety of value-added employee services to help make life a little bit easier.
  • Ability Assist® – Provides confidential support for emotional, legal and financial issues.1
  • HealthChampionSM – Offers unlimited access to benefit specialists and nurses for administrative and clinical support to address medical care and claims concerns.1

Important State Specific Information

Learn how these products apply to you and your employees based on your state.

We ‘Hart’ Our Customers

5759c NS 06/22
Life Form Series includes GBD-1000, GBD-1100, or state equivalent. Accident Form Series includes GBD-1000, GBD-1300, or state equivalent.
1 Services are offered through vendors which are not affiliated with The Hartford and these services are not insurance. The Hartford is not responsible and assumes no liability for the goods and services described in this material and reserves the right to discontinue any of these services at any time. Services may vary and may not be available in all states. Visite para obtener mayor información.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at Todos los beneficios están sujetos a los términos y condiciones de la póliza. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.