What Is Dump Truck Insurance?
Dump truck insurance is a type of el seguro comercial para automóviles
. It provides coverage for dump or motor trucks that transport dirt, rock, sand and other materials for construction purposes. Owner operators and for-hire truckers should consider having commercial auto insurance coverages to stay protected on the road.
While The Hartford does not offer dump truck insurance at this time, we’ve partnered with Tivly
to help you get the coverage you’re looking for.
What Is Covered by Dump Truck Insurance?
Coverage availability and requirements for commercial auto insurance may vary by state. However, most states require that dump truck insurance policies carry bodily injury and property damage liability coverage. These coverages can help protect you against financial loss if you or an employee cause bodily injuries to other drivers or physical damage to someone else’s property while operating a commercial vehicle for your business.
Who Needs Commercial Auto Insurance for Dump Trucks?
If you employ dump truck operators for your business, you may consider purchasing commercial auto insurance for dump trucks. Some industries and examples of dump truck businesses that commonly need this type of insurance are:
Dump Truck Insurance Cost
Your dump truck insurance cost is dependent on several factors, including:
- Type and size of your dump trucks
- Driving records of your employees
- Type of load your truck drivers are carrying
- Location of your business
- Additional coverages you add to your policy
The cost of your dump truck insurance policy may be higher or lower than the average cost in your industry. The best way to determine how much you’ll pay for insurance rates is to get a quote.
Get a Dump Truck Insurance Quote
Dump truck drivers face unique risks while on the job. That’s why it’s crucial to have the right types of insurance to make sure you and your employees are protected. Find coverage you can trust and get a quote for dump truck insurance
through our partner, Tivly.
Discover Other Commercial Truck Coverages
If your business operates other types of trucks, additional commercial truck insurance coverages to consider include:
- Tow trucks
- Cargo vans
- Tractor trailers
Last updated: September 8, 2023
Divulgaciones adicionales a continuación.