Dump Truck Insurance

Looking for Commercial Auto Insurance?
Get the coverage you need to help protect your business’ fleet.

What Is Dump Truck Insurance?

dump truck insuranceDump truck insurance is a type of el seguro comercial para automóviles. It provides coverage for dump or motor trucks that transport dirt, rock, sand and other materials for construction purposes. Owner operators and for-hire truckers should consider having commercial auto insurance coverages to stay protected on the road.
 
To learn more about how you can protect your business’ dump truck while on the road, find a local agent today. They can work with you to understand your business’ unique needs and get you the right coverage. If you’re a small business owner and would rather start the process online, you can obtener una cotización online from our partner, Tivly.
 

What Is Covered by Dump Truck Insurance?

Coverage availability and requirements for commercial auto insurance may vary by state. However, most states require that dump truck insurance policies carry bodily injury and property damage liability coverage. These coverages can help protect you against financial loss if you or an employee cause bodily injuries to other drivers or physical damage to someone else’s property while operating a commercial vehicle for your business.
 

Who Needs Commercial Auto Insurance for Dump Trucks?

If you employ dump truck operators for your business, you may consider purchasing commercial auto insurance for dump trucks. Some industries and examples of dump truck businesses that commonly need this type of insurance are:
 

Dump Truck Insurance Cost

Your dump truck insurance cost is dependent on several factors, including:
 
  • Type and size of your dump trucks
  • Driving records of your employees
  • Type of load your truck drivers are carrying
  • Location of your business
  • Additional coverages you add to your policy
The cost of your dump truck insurance policy may be higher or lower than the average cost in your industry. The best way to determine how much you’ll pay for insurance rates is to get a quote.
 

Get a Dump Truck Insurance Quote

Dump truck drivers face unique risks while on the job. That’s why it’s crucial to have the right types of insurance to make sure you and your employees are protected. Find a local agent to start finding the coverage you can trust. If you’re a small business owner and want to start the process online, you can get a dump truck insurance quote from our partner, Tivly.
 

Discover Other Commercial Truck Coverages

If your business operates other types of trucks, additional commercial truck insurance coverages to consider include:
 
 
Last updated: January 5, 2024
 
Divulgaciones adicionales a continuación.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
 
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
 
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
 
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