Car Insurance for Washington Drivers
Washington drivers, if you want to request a car insurance quote or learn more about buying car insurance in the state of Washington, you’ve come to the right place! The AARP® Auto Insurance Program from The Hartford1 has been insuring Washington AARP members and their families since 1984, with car insurance coverage that has earned us a reputation for integrity and trust.
From stunning coastline vistas to towering mountain views, there’s so much to see and do in the state of Washington. As you travel from the beaches of the Pacific coast to the world-class vineyards of wine country, you want to be sure that you’re protected on the road by reliable car insurance. With high customer ratings for claims services, you can trust car insurance coverage from The Hartford to be there when you need it most.
Car Insurance Benefits Offered to Washington Drivers
Below are just some of the benefits that Washington drivers could receive from the AARP Auto Insurance Program from The Hartford. These car insurance benefits include:
12-month Rate Protection
New Car Replacement§§
- Servicio de reclamaciones 24/7
Required Car Insurance Coverages in Washington
State law in Washington requires drivers to carry liability car insurance coverage in the following amounts:2
$25,000 for bodily injury, per person per accident
$50,000 for bodily injury, total per accident
$10,000 for property damage per accident
Proof of Car Insurance in Washington
Washington drivers should keep a copy of their car insurance ID card and registration in their car at all times. Electronic proof of car insurance is also acceptable in the state of Washington and with The Hartford’s mobile app, customers can store their ID cards on their mobile device. Visit the App Store™ or Google Play™ for more information.
Washington Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 16.1 percent of Washington drivers don’t have car insurance. Washington is well above the national average of 12.6% of drivers who are without car insurance.3
Although underinsured motorist coverage is optional in Washington, it can help protect you from financial loss in the event that you are involved in an accident with a motorist who doesn’t have car insurance.
Additional Car Insurance Coverages Available to Washington Drivers
For added protection, Washington drivers may also be eligible for the following coverages from The AARP Auto Insurance Program from The Hartford. These car insurance coverage options include:
- Reembolso por alquiler
- Gastos médicos
Uninsured/Underinsured Motorists Coverage
Beyond Car Insurance: Staying Safe on Washington Roads
As you travel through Washington, there are a number of safe driving laws meant to protect you on Washington’s highways and byways. Here are just a few:4
Washington Seat Belt Laws:
The State of Washington is one of many states that have a mandatory seat belt law, which means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
Washington Distracted Driving Laws:
Washington has a number of laws in place to discourage distracted driving:
Hand-held cell phones are banned for all drivers in the State of Washington.
New drivers are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the State of Washington.
Washington Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Washington wants to be sure they stay safe in the process! Washington has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.