Seguro para autos en Nevada

Car Insurance Nevada
Descubra los descuentos y beneficios con el Programa de Seguros para automóviles AARP de The Hartford.

Find the Best Car Insurance in Nevada

Best Car Insurance in Nevada Nevada drivers all want the most protection when on the road, which means getting the best car insurance. In Nevada, that means finding the kind of car insurance company that you know has your back. El documento AARP® Auto Insurance Program from The Hartford1 is proud to serve Nevada drivers. In fact, we’ve been providing insurance protection for AARP members and their families since 1984. If you’re looking to get a Nevada cotización de seguro para autos, we can help.
We know there is so much to see and do throughout Nevada, from enjoying the Las Vegas Strip to exploring the outdoors in cowboy country. No matter where you travel, we can help you get the car insurance you need. We’re an insurance company you can trust and have earned a reputation for integrity over the years. And our customers agree – giving us high customer ratings for our claim service.

Nevada Car Insurance Coverages

Required Liability Insurance Coverages in Nevada

Nevada has these state minimum coverage limits:2

Additional Nevada Car Insurance Coverages Available to Drivers

For added protection, Nevada drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:

How Much Is Car Insurance in Nevada?

According to the Insurance Information Institute (III), the average cost for auto insurance is $1,247. This is a few hundred dollars more than the national average of $1,047.3 Some factors that impact the cost of how much you’ll pay for car insurance are your:
  • Driving records and history
  • Tipo de vehículo
  • Credit scores
  • Millas promedio por año
  • Límites de la cobertura
  • Montos deducibles
To find the best coverage, compare auto quotes from multiple car insurance companies. Generally, if you have a clean driving record, you’ll get cheaper coverage from auto insurers. You can start your search by getting a cotización de seguro para autos from us online today or by calling 888-413-8970 to request your car insurance rate.

Nevada Car Insurance Discounts and Benefits

We offer several valuable descuentos en seguros para autos and benefits to AARP members, including:
  • New Car Replacement:§§ If you total your new car, we’ll replace it with a new one of the same make, model and equipment with no deduction for depreciation.
  • Exención por accidente: As long as all the drivers on your car insurance policy have a clean driving record for five straight years with The Hartford, you’ll qualify for accident forgiveness.
  • Disappearing Deductible: This reduces your collision deductible on your auto policy over time, as long as you maintain a clean driving record.
  • 24/7 Claim Service: You can report your car insurance claim at 877-805-9918 at any time of the day during the week.

Nevada Car Insurance Laws Nevada Car Insurance Laws

Whether you need car insurance in Las Vegas, Reno, Boulder City or anywhere in between, we’ve got your back. But in addition to getting the right policy, you’ll also want to know which safe driving laws apply in Nevada:4

Proof of Nevada Car Insurance

If you’re a licensed driver in the state of Nevada, be sure to keep a copy of your car insurance ID card in your vehicle with your registration. If you’re in an accident, you’ll need to provide it to the police. However, Nevada is does accept electronic proof of car insurance and with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™

Nevada Uninsured Motorist Coverage

Being involved in an accident with an uninsured motorist could be financially devastating. Nevada doesn’t require drivers to carry this coverage, but we offer uninsured motorist bodily injury to give you peace of mind.

Nevada Seat Belt Laws

Nevada doesn’t have mandatory seat belt laws, but if you’re pulled over for another moving violation, law enforcement can ticket you for not wearing your seat belt.

Nevada Distracted Driving Laws

Nevada has a number of laws in place to discourage distracted driving. Two to make you sure you follow are:
  • You can’t text and drive while in the state.
  • Hand-held cell phones are prohibited from use by all Nevada drivers.

Nevada Teen Driver Laws

Getting a driver’s license is a rite of passage for teenagers, and Nevada wants to be sure they stay safe in the process. Nevada has put graduated licensing laws in place to ensure that teenagers gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.

Common Questions About Nevada Car Insurance

Why Is Nevada Car Insurance So Expensive?

One reason you may pay more for coverage is because there are frequent claims and accidents in Las Vegas. The population has also risen in the state which can increase the amount of car collisions.

Is California Car Insurance More Expensive Than Nevada?

According to the Insurance Information Institute, the average cost of car insurance in California is $957.5 This is less than the average car insurance in Nevada which is $1,247.

How Much Is Car Insurance in Nevada How Much is Full Coverage in Nevada?

The cost of full car insurance coverage will vary from person to person within the state of Nevada. This is because certain factors impact your premium, like your driving records, vehicle, credit score and more.

What Is the Minimum Insurance Coverage in Nevada?

In the state of Nevada, you’ll need bodily injury liability coverage and property damage liability insurance. However, it’s a good idea to get additional coverages so you can be fully protected while on the road.

What Is a Total Loss in Nevada Car Insurance?

If your car is a total loss in car insurance, it means it costs more to fix the damages than it’s worth. If this happens in Nevada, you can either accept a settlement with your auto insurance company for the actual cash value or keep the car and repair it yourself.

Do Leased Cars Need Insurance in Nevada?

Yes. If you lease your vehicle, you’ll need more car insurance than if you buy a car.
Más información sobre car leasing with insurance.

Get a Quote for Nevada Car Insurance

To learn more about auto insurance, obtener una cotización today. You can also call our specialists at 888-413-8970. They’ll answer any questions you have and can even help you find the cheapest car insurance that still fits your needs.
Last Updated: October 16, 2023
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 1/1/22 y 12/31/22. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $507 y el ahorro promedio en el seguro de viviendas es de $120. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida.
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
§§ Se aplican términos y condiciones.
 Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
Divulgaciones adicionales a continuación.
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.