Do I Need Business Insurance for My Shopify Store?
If you’re one of the online retailers selling on Shopify, it is not necessarily required that you carry small business insurance
coverage. However, it is still recommended that you have Shopify business insurance coverage to help protect you from liability claims.
This insurance protection can help cover claims filed against you for bodily injury and property damage. For example, if your products damage your customer’s home, your product liability insurance policy can help pay replacement costs for the damages. This policy can also help cover bodily injury claims filed against your Shopify business.
To see if we can help you get the coverages you need, get an online quote
from us today. We’re an insurance company with over 200 years of experience helping small business owners get the policies they need.
What Types of Shopify Insurance Are There?
Shopify liability insurance can help protect your Shopify store from claims of property damage and bodily injury. Some common Shopify insurance coverages that small businesses owners need include:
Some online retailers also choose to get shipping insurance, which helps protect items you send customers while they’re in transit. The best way to find the insurance coverages you need is to compare quotes from multiple insurance companies. You can search for insurance online to see what companies offer.
We’ll help you get the coverages you need. Start today and obtener una cotización
. Our specialists can help answer any questions you have.
Do I Need Shopify Cyber Insurance for My Online Store?
Cyber liability insurance policies help protect you when you’re selling online from technology-related risks. For instance, data breach coverage can help pay for notifying impacted customers if your small business suffers a data breach. It can also help hire a public relations firm.
To see if we have the Shopify cyber insurance you’re looking for, obtener una cotización
from us today. We have experience helping ecommerce businesses get the coverages they need.
What Does Shopify Business Insurance Cover?
If you have an online store on Shopify, getting the right business insurance coverage, like a general liability policy, is essential. Shopify business insurance can help cover claims of:
- Bodily injury or property damage: If your products cause bodily injury to a customer or property damage to their property, your product liability insurance policy can help pay for the claims.
- Reputational harm: General liability insurance can help cover malicious prosecution, slander, libel, wrongful eviction and violating a person’s privacy.
- Advertising injuries: Your general liability insurance policy can also help cover claims of copyright infringement.
- Errors or omissions: A professional liability insurance policy can help cover any mistakes you or your employees make.
- Data breaches: Your data breach policy can help pay to notify impacted customers of a data breach.
How Much Does Shopify Insurance Cost?
The average cost of general liability insurance policy is $805 annually. Many business owners also choose to combine business liability and property insurance into one convenient policy with our Business Owner’s Policy (BOP). On average, this costs $1,019 annually for small businesses.1
To learn more about the cost of Shopify insurance, get quote
from us today.
Shopify Business Insurance That Has Your Back
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Last Updated: November 20, 2023
1 Premium amounts presented are based on monthly premium paid by The Hartford’s Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
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