Do Walmart Suppliers Need Insurance?
Walmart requires its suppliers who sell goods in the United States to have small business insurance
Walmart liability insurance can help protect your small business from costly claims and legal expenses. And having the right coverages and endorsements in your insurance policy will make it clear whose insurance company is liable for damages in the event of any conflict.
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today and see how we can help protect you while selling through Walmart.
What Types of Walmart Insurance Coverage Are There?
Businesses that sell their products at Walmart stores or online must have these types of Walmart insurance coverages:
Walmart requires many of these policies to have a minimum $1 million limit per occurrence. They also require sellers to provide certificates of insurance.2
What Does Walmart Liability Insurance Cover?
Walmart Liability Insurance protects your small businesses from unexpected risks while selling your goods at Walmart. For example, if your delivery van causes an accident at a Walmart parking lot, you could be sued for property damages. The right insurance coverage can help you pay for legal expenses and out of pocket costs.
- Seguro general contra terceros – helps protect your business from claims of bodily injury or property damage.
- Seguro comercial para automóviles – helps cover the costs of an accident if you or your employees drive a company-owned vehicle. This coverage is especially important if your employees make deliveries to Walmart stores.
- Seguro de compensación para trabajadores – pays benefits to your employees as they recover from a work-related injury or illness.
- Product Liability Insurance – as part of a general liability insurance policy, this insurance covers claims of product malfunctions or personal damages caused by faulty operations. The coverage amounts will differ based on the type of product you sell.
How Much Does Walmart Insurance Coverage Cost?
The cost of Walmart insurance coverage can vary based on whether your product is a food item or non-food item, as well as other factors. On average, our customers paid $67 a month for general liability insurance.3
Several factors that can impact your insurance costs include:
- Type of product
- Type of business
- Claims history
- Number of employees
The best way to find out how much Walmart insurance coverage will cost you is to get a cita
Walmart Liability Insurance That Has Your Back
You can get Walmart liability insurance from The Hartford. Somos una compañía de seguros con más de 200 años de experiencia. We know the unique risks Walmart sellers face and we offer coverages to help business owners like you.
Get a Quote for Walmart Liability Insurance
We’ve helped over 1 million small business owners get the protection they need, and our specialists are here to do the same for you. Obtenga una cotización hoy
to learn how The Hartford can help protect your business.
Last Updated: November 20, 2023
1,2 Walmart Supplier Requirements, as viewed on 10/31/22.
3 Premium amounts presented are based on monthly premium paid by The Hartford’s Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
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