Solo debe hacer unos cuantos clics.
What To Do if You Experience Commercial Water Damage
![commercial water damage](https://ewcstatic.thehartford.com/thehartford/the_hartford/pubimgs/S/higcom-image-sc-seo-flower-man-laptop.jpg)
- Plomería
- HVAC systems
- Electrodomésticos
This is why it’s important to carry commercial property insurance. Without it, you’d have to pay out of pocket to cover water damage repairs to your business’ property.
If you notice commercial water damage or an issue that can lead to property loss, it’s important to take immediate action.
4 Steps To Take for Commercial Water Damage Restoration
![commercial water damage restoration](https://ewcstatic.thehartford.com/thehartford/the_hartford/pubimgs/S/higcom-image-sc-seo-wfh-black-woman.jpg)
- Identify the source of water damage. Water leaks and intrusions can happen in many places. Some common areas to check are pipes or holes in your roof or walls. You can also work with a local plumber to help identify the source.
- If necessary, shut off the water main. If you have a leaking or burst pipe, shut off the water main to prevent more damage.
- Immediately contact your insurance company. Notify your insurance company about the water damage as soon as possible. It’s a good idea to also document the damage with photos.
- Find a restoration team. You can work with your insurer to find a company specializing in commercial water damage repair. If there’s extensive damage, there may be an emergency service for water extraction or mold remediation available for your business.
Potential Causes of Water Damage in Your Business
Many events can cause water damage in your business, such as:
- Roof leaks
- Appliance leaks
- Burst or leaking pipes
- Firefighters battling a nearby fire
Insurance To Help Protect Your Business From Water Damage
![commercial water damage repair](https://ewcstatic.thehartford.com/thehartford/the_hartford/pubimgs/S/higcom-image-sc-seo-wfh-young-white-woman.jpg)
- Commercial property insurance helps protect your owned or rented building and equipment you use to run your business. This policy helps cover claims of water damage due to leaks or burst pipes. If your equipment is damaged, this insurance can help cover the cost of replacing it at the actual cash value (ACV) or repairing it.
- Commercial flood insurance helps protect your business from natural disasters that can cause flood water and damage. You’ll want to get this separate insurance policy if your business is in a location that’s at higher risk of flooding.
- Business income insurance can replace your lost income if you can’t open because of covered property damage. For example, if a pipe leaks in your ceiling and causes mold growth, you may have to shut down for water damage and clean up. This coverage can help pay your ongoing expenses, like rent, utility bills and payroll until they restore services to your business.
Get a Quote To Help Protect Your Business from Water Damage
We know how stressful it can be to deal with water damage at your business. Our specialists are here to help you through the claims process and get your business back up and running. Obtenga una small business insurance quote and learn more about how we can help protect your business from water damage.