Small Business Renters Insurance | Commercial Renters Insurance

Can You Get Renters Insurance for a Business?

If you’re renting property for your company, you can get business renters insurance to help protect it. This type of small business insurance helps protect your property, team and operations.

Many small business owners can get this coverage with a Business Owner’s Policy (BOP). This combines three essential types of coverage that many small businesses need, such as:

General liability insurance
Commercial property insurance
Business income insurance

BOP for Businesses at a Rental Property

Even for businesses at a rental property, a Business Owner’s Policy can provide protection. BOPs include commercial property insurance, which provides commercial renters insurance coverage. A BOP can help protect your business from:

Incendio
Robo
Demandas
Loss of income due to covered property damage

Seguro de propiedades comerciales

Commercial property insurance helps protect the owned or rented building, office space and equipment you use to run your business. This includes your business’:

Tools
Equipos
Inventario
Muebles
Personal property

So, if a fire, theft or other covered loss causes property damage to your rented space, this policy can help pay for repairs or replacements.

Be aware that a property insurance policy doesn’t cover every kind of damage. For example, if your business gets flood damage, your property coverages likely won’t help. Instead, you’d need to get commercial flood insurance to help protect your business.

Seguro para ingresos comerciales

Business income insurance helps replace lost income if your business can’t operate because of covered property damage. This includes damage from:

Viento
Incendio
Robo

So, if your rented building gets damaged in a fire and you can’t open while repairs get made, this coverage can help replace lost income.

Seguro general contra terceros

General liability insurance helps protect your business from claims that it caused bodily injury or property damage. These types of claims are common and can come up during normal business operations.

For example, if a customer slips and falls in your business and gets hurt, general liability insurance can help pay for their medical bills.

General liability insurance doesn’t cover every type of claim, though. You may also need other types of liability coverage, like:

How Much Is Renters Insurance for a Small Business?

Small business renters insurance costs vary. Every small business is different, so coverage needs and policy details will differ. An insurance company uses different factors to determine small business insurance costs. This can include:

Lugar
Claims history
Value of equipment

The best way to find out how much renters insurance is for your small business is to obtener una cotización.

Get a Small Business Renters Insurance Quote

We’re an insurance company that understands every business has unique needs. We’ll help you find what’s best for your business so we can get you the right type of business insurance. To learn more about business renters insurance coverage, obtener una cotización hoy mismo.