Get a Free Professional Liability Insurance Quote

Obtenga una excelente cobertura en minutos
Solo debe hacer unos cuantos clics.

What Is Professional Liability Insurance?

Professional liability insurance quoteProfessional liability insurance helps protect your business from claims that it made a mistake in the professional services given. Even if you’re careful to make sure everything is perfect, mistakes can still happen. And if a mistake affects your client financially, they can sue you.
You may have heard other names for professional liability insurance, such as:
  • Errors and omissions insurance
  • E&O insurance
  • Professional indemnity insurance

What Is Covered Under Professional Liability Insurance?

Professional liability insurance helps cover claims of:
  • Mistakes
  • Negligence
  • Misconduct
  • Misrepresentation
  • Omissions
This insurance can help you if a client sues your:
  • Tax preparing business for making a mistake while filing their tax returns, causing them to pay a penalty.
  • Real estate firm because your agents didn’t disclose structural damage that they knew about.
  • Advertising agency because they believe your ad campaign caused a decline in sales.
If you get sued, a professional liability insurance policy can help cover:
  • Court costs
  • Settlements
  • Judgments
  • Attorney fees
Even if your business didn’t make a mistake, a client can still sue you. That’s why having professional liability insurance is important.
Be aware that professional liability insurance doesn’t cover every kind of claim. For example, let’s say someone claims that your business caused bodily injury or property damage, then this coverage won’t be able to help you. Instead, you’ll need to have general liability insurance to cover this kind of claim.

What Businesses Should Get a Professional Liability Insurance Quote?

Professional indemnity insurance quoteIf you provide a professional service, professional liability insurance is a good idea to have. Some businesses that can benefit from getting liability insurance for professionals include:

How Much Does Professional Liability Insurance Cost?

Professional liability insurance costs vary between a few hundred dollars to a couple thousand dollars a year. The costs differ because every small business is unique. Insurance companies use various factors to determine costs, which can include:
  • Type of business
  • Number of employees
  • Lugar
  • Claims history
The best way to find out your cost to buy professional liability insurance is to get professional liability insurance quotes. You can customize your quote to get the unique coverage you need and trust that the price you get is tailored to your small business.

Does My Business Need Other Forms of Insurance?

You likely need other insurance because professional liability coverage doesn’t protect you from every kind of claim. Many small business owners also get these types of coverage:

Get a Free Professional Liability Insurance Quote From The Hartford

Professional liability insurance quotesWe’re backed by more than 200 years of experience. We understand the unique risks that small business owners face. In fact, we’ve helped over 1 million small business owners in many industries. We can do the same for you. Our specialists are here to help you get the business insurance that you need. Whether you need affordable professional liability insurance or help filing a claim, we’ve got your back.
Obtenga una professional liability insurance quote  hoy mismo.
Última actualización: 4 de enero de 2023
Divulgaciones adicionales a continuación.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.