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Get Commercial General Liability Insurance in Florida
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The state of Florida has 2.8 million small businesses that employ 3.6 million people.1 To keep your small business protected while operating in the state, you’ll want small business insurance, like general liability coverage.
The best way to find coverage is to compare multiple insurance quotes from different insurance companies. To learn more about general liability insurance in FL, get a quote online today. On top of your GL policy, we can help you get different types of insurance, like commercial auto insurance or workers’ compensation coverage.
What Does General Liability Insurance Cover in Florida?
General liability insurance helps cover:
- Bodily injuries: If a customer gets injured at your property, your general liability insurance can help pay for their medical bills.
- Reputational harm: Your general liability policy can help cover malicious prosecution, slander, libel, wrongful eviction and violating a person’s privacy.
- Property damage: If you or your employees damage a customer’s property, your GL policy can help pay for the repairs.
- Damage to premises rented to you: If your rented property is damaged by fire, lightning or an explosion, your GL policy can help cover the repairs.
To learn more about what general liability insurance covers, obtener una cotización from us today. We’ve been helping small business owners get the coverage they need for over 200 years.
We can also help you get additional business insurance coverages to protect your business from financial losses. For example, professional liability insurance can help cover errors or omissions in your professional services. You may also want coverages like:
- Data breach insurance
- Commercial auto insurance
- Business income insurance
Is It Mandatory To Have General Liability Insurance in FL?
In Florida, general liability insurance isn’t required, but it is recommended. Without it, you’ll have to pay for claims of bodily injury and property damage out of pocket. However, workers’ compensation insurance and commercial auto insurance are required in the state. To learn more about the coverages you’ll need, obtener una cotización hoy mismo.
How Much Is Liability Insurance for a Small Business in Florida?
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There are factors that impact how much you’ll pay, including your:
- Lugar
- Number of employees
- Building condition
- Policy details like coverage limits and deductibles
- Insurance claims history
Get a Quote for Florida General Liability Insurance
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More About Florida Business Insurance
Last Updated: November 20, 2023
1 Small Business Administration (SBA), “2021 Small Business Profile Florida”
* Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.