Fort Lauderdale Business Insurance | Liability Insurance Fort Lauderdale

Liability Insurance in Fort Lauderdale

Liability insurance plays an important part of running a successful business in Fort Lauderdale, FL. Business owners face risks that can come up during normal business operations and claims can lead to costly lawsuits. Without liability insurance in Fort Lauderdale or the right type of Florida business insurance, your business would have to cover these costs out of pocket.

Average Price of Commercial Insurance in Fort Lauderdale

Your price for commercial insurance in Fort Lauderdale can be different than other business owners. That’s because since every company has unique needs, coverages vary. When you get commercial insurance, insurance companies can use a few factors to determine your price, such as your:

Business location
Claims history
Revenue
Policy details, like coverage limits and deductible amount

The best way to find out your price for commercial insurance in Fort Lauderdale, FL is to get a quote from an insurer.

Why You Need Business Insurance in Fort Lauderdale

As a small business owner in Fort Lauderdale, you face risks every day. From customer injuries to losing confidential information, it’s important to have the right type of business insurance in Fort Lauderdale. Without it, you’d have to pay out of pocket for claims and lawsuits. Many small businesses don’t have the resources to cover these kinds of costs.

Whether it’s getting general liability insurance, workers’ compensation or another type of coverage, we can help.

Who Needs Business Insurance in Fort Lauderdale?

All companies should have business insurance in Fort Lauderdale. Regardless of the type of work you do, your business faces risks that you’ll need coverage for.

We offer business insurance in Fort Lauderdale for many industries, including:

Types of Coverages for Commercial Insurance in Fort Lauderdale

We offer many types of coverages for commercial insurance in Fort Lauderdale. Some common types of insurance you can start with include:

Póliza para propietarios de empresas (BOP), which includes general liability, commercial property and business income insurances. These three coverages are essential, so many small business owners get a BOP.

Commercial auto insurance to help protect you and your employees on the road if you drive for business. This coverage can help pay for property damage or medical bills if you or an employee are found at fault for an accident.

Workers’ compensation insurance, which gives your employees benefits to help them recover from a work-related injury or illness. According to the law, most employers must carry workers’ compensation in Florida.

Errors and omissions insurance, o professional liability insurance, to help protect you if someone sues your business for a mistake in the professional services given.

Cyber insurance to help you prepare for and respond to a cyberattack or data breach.

General liability insurance, which helps cover claims that your business caused bodily injury, personal injury or property damage.

Commercial property insurance to help protect your owned or rented building and equipment you use to run your business.

Business Insurance in Other Florida Cities

Your company doesn’t have to be in Fort Lauderdale to experience the benefits of Florida business insurance. Whether you’re in West Palm Beach or Boca Raton, FL, we offer coverage throughout the state, such as:

Get a Quote for Business Insurance in Fort Lauderdale, FL

It’s important to work with an insurance company you can trust. We have over 200 years of experience and have helped over 1 million small business owners like you.

Obtenga una cotización hoy for business insurance in Fort Lauderdale, FL and learn how we can help protect you and your business.

Common Questions About Fort Lauderdale Business Insurance

How Much Is Business Insurance in Fort Lauderdale, Florida?

The price for business insurance in Fort Lauderdale, Florida varies. Insurers may look at different factors when coming up with your price for insurance. For example, if your policy includes more coverages, you’ll pay a higher price than a business owner with less protection. Contact an insurance agent or get a quote today to find out how much you’ll have to pay for business insurance in Fort Lauderdale.

What Insurance Do I Need for a Small Business in Fort Lauderdale, FL?

Florida requires businesses with employees to carry workers’ compensation insurance. There are also requirements for commercial auto insurance if your business owns, rents or leases vehicles. It’s a good idea to check your local laws to make sure you have the right insurance coverages.

Do I Need Business Insurance for an LLC in Fort Lauderdale?

Although a limited liability company (LLC) separates your personal and professional assets, you still need insurance to help protect your business. LLC insurance can help cover claims that can come up during normal business operations.

This article provides general information, and should not be construed as specific legal, HR, financial, insurance, tax or accounting advice. As with all matters of a legal or human resources nature, you should consult with your own legal counsel and human resources professionals. The Hartford shall not be liable for any direct, indirect, special, consequential, incidental, punitive or exemplary damages in connection with the use by you or anyone of the information provided herein.