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How Much Does Commercial General Liability Insurance Cost?
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Factors That Affect the Cost of Seguro general contra terceros
Some factors that can influence how much commercial general liability insurance costs include:
- Business location: Highly populated areas can increase the likelihood of bodily injuries, which can raise your premium.
- Number of employees: The more workers you have, the higher the risk is that they’ll be injured.
- Type of business: High risk industries will pay more premium. For instance, companies with social media marketing plans may be at a higher risk for an advertising injury than companies that don’t do digital ads.
- Deductible: Higher deductibles mean you’ll pay a lower premium.
We can help you determine your small business liability insurance cost while getting you coverage that fits your specific business needs perfectly.
Average Cost of Commercial General Liability Insurance
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To learn more about the cost of general liability insurance, obtener una cotización today. We can also help you get additional professional liability coverages, like commercial auto insurance and a workers’ compensation policy. Our specialists are here to find the coverage limits small business owners need.
Ways To Save on Commercial General Liability Insurance Costs
You can save on your business liability insurance coverage sí:
- Bundling your business insurance policies: With our Póliza para propietarios de empresas (BOP), you can bundle commercial property, general liability and business income insurance into one convenient policy. You can also add other coverages you need, like data breach insurance.
- Managing your business’ risks: A risk management plan can help your employees do their jobs safely and reduce your premium price. For instance, you may be able to reduce your commercial general liability insurance cost by having your workers take safety training programs that help reduce your risks.
- Paying your premium upfront: When you use a payment plan, there’s often a fee attached. You can avoid extra costs by paying the whole premium at once.
- Adjusting your coverage limits and deductible: Choose the right amount of general liability insurance coverage for your type of business. You’ll want to buy enough coverage to adequately protect your business from a potential lawsuit and bodily injury or property damage without paying for more coverage than you need. Raising your deductible will lower the cost of your premium.
How Much Does Commercial General Liability Insurance Cost With The Hartford?
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