AARP Oklahoma Car Insurance

Oklahoma car insurance
Cotización
Pay as little as $140‡‡‡ a month in Oklahoma with the AARP Auto Insurance Program from The Hartford.

Auto Insurance in Oklahoma

auto insurance oklahomaThe beautiful state of Oklahoma offers many reasons to take a road trip. Whether you’re cruising the roadside attractions of Route 66 or enjoying the mountain vistas of Highway 59, it’s important to have high quality Oklahoma car insurance protection to keep you and your family protected on Oklahoma’s roadways.
 
If you’re looking for Oklahoma car insurance quotes, you’ve come to the right place. The AARP® Auto Insurance Program from The Hartford1 has been protecting Oklahoma AARP members and their families since 1984. Since then, we’ve earned a reputation for integrity and trust. Oklahoma drivers can rely on The Hartford’s Oklahoma car insurance to be there when it’s needed most – that’s why our customers rate us highly for our car insurance claim service.
 

What Car Insurance Is Required in Oklahoma?

Oklahoma state law sets insurance requirements for liability coverage at the following minimum limits:2
 

Additional Car Insurance Coverages Available to Oklahoma Drivers

For added protection, Oklahoma drivers may also be eligible for the following las coberturas de seguro para autos with the AARP Auto Insurance Program from The Hartford:
 
  • Cobertura integral, also known as “other than collision” coverage, helps pay for damage to your car for non-collision related claims like hail, theft or hitting an animal.
  • Cobertura por colisión helps cover damage from another vehicle or an object. For example, this coverage protects you if your car hits a tree, if you’re in a collision with another vehicle or if you’re in an accident in a rental car.
  • Medical Payments coverage can help pay for medical expenses that result from a car accident including treatment, rehab, funeral costs and dental care.
  • Uninsured Motorist Bodily Injury (UMBI) coverage helps pay for your medical treatments if you’re in an accident or hit while walking by someone who doesn’t have auto insurance. According to a 2021 Insurance Research Council report, 13.4% of Oklahoma drivers are uninsured. This is above the national average of 12.6%.3
  • Uninsured motorist property damage (UMPD) coverage helps protect you if you’re in an accident with someone who doesn’t have auto insurance or is underinsured. It can cover repairs to your car and damage to your home and other property.

Car Insurance Benefits Offered to Oklahoma Drivers

Oklahoma drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford that not all car insurance companies in Oklahoma can offer, including:
 
  • New Car Replacement: If you total your new car, your policy will help pay to replace it. We’ll make sure your car is replaced with a new vehicle of the same make, model and equipment. There will be no deduction for depreciation.§§
  • Accident Forgiveness: As long as all the drivers on your car insurance policy have a clean driving record for five straight years with The Hartford, you’ll qualify for accident forgiveness.
  • Disappearing Deductible: Your collision deductible could be reduced over time, in most states, as long as you maintain a clean driving record.
  • 24/7 Claim Service: You need an auto insurance company that’s available no matter what time you call.

How Much Is Car Insurance per Month in Oklahoma?

Our customers pay about $140 a month for car insurance in Oklahoma.‡‡‡ This is about $1,675 a year.‡‡‡ Many factors affect car insurance rates for drivers in Oklahoma, including driving history, coverage amounts and location.
 

Proof of Car Insurance in Oklahoma

Oklahoma state law requires you to furnish a copy of your car insurance ID card and driver’s license if requested by a police officer or other party if involved in an accident. If you’re a licensed driver in the state of Oklahoma, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Oklahoma is also among several states that now accept electronic proof of car insurance, and with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 

Staying Safe on Oklahoma Roads

As you travel through Oklahoma, there are a number of safe driving laws meant to protect you on Oklahoma’s highways and byways. Here are just a few:5
 

Oklahoma Seat Belt Laws:

Oklahoma is one of 34 states that have a primary seat belt law. This means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
 

Oklahoma Distracted Driving Laws:

Oklahoma has a number of laws in place to discourage distracted driving:
 
  • New drivers in Oklahoma are not allowed to use hand-held cell phones.
  • Texting while driving is banned in the State of Oklahoma.

Oklahoma Teen Driver Laws:

Getting a driver’s license is a rite of passage for teenagers, and Oklahoma wants young drivers to stay safe in the process. Oklahoma has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 

Get a Free Oklahoma Car Insurance Quote

oklahoma car insurance quotesWe can help you learn more about liability insurance requirements in Oklahoma and get a quote for our insurance products and services. You can speak with one of our customer service specialists at 888-546-9099 or get a cita online. We’ll help you find the best auto coverages to fit your individual needs.
 
 
Última actualización: 2 de abril de 2024
 
2 Nerd Wallet, “Minimum Car Insurance Requirements by State”
 
3 Insurance Information Institute, “Facts + Statistics: Uninsured motorists”
 
4 Insurance Information Institute, “Facts + Statistics: Auto insurance”
 
5 Governors Highway Safety Association, “States”
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
 
Divulgaciones adicionales a continuación.
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.