Nebraska Car Insurance for Drivers
If you’re a Nebraska driver looking for auto insurance rates, a personalized cotización de seguro para autos
or just want to learn more about buying car insurance in Nebraska, we’re here to help. Since 1984, the AARP® Auto Insurance
Program from The Hartford 1
has been protecting AARP members in Nebraska and their families with car insurance.
Nebraska contains many historical sites and beautiful scenic routes, so there is plenty to see and do. When you’re traveling the roads in Nebraska to visit landmarks like the Happy Jack Peak or on your way to catch a show at Pinnacle Bank Arena, you can feel protected with car insurance from the AARP Auto Insurance Program from The Hartford. With high customer ratings for claim service, we’re an insurance company that has earned a reputation for integrity and trust.
Car Insurance Benefits Offered to Nebraska Drivers
Nebraska drivers could be eligible for several valuable descuentos en seguros para autos
and benefits from the AARP Auto Insurance Program from The Hartford, including:
- Servicio de reclamaciones 24/7
- Exención por accidente‡
- Desaparición progresiva del deducible‡
- New Car Replacement§§
Nebraska Car Insurance Requirements for Coverage
The following minimum liability insurance limits are required by Nebraska state law for Nebraska car insurance:2
Proof of Auto Insurance in Nebraska
Do you need proof of car insurance in Nebraska? State law in Nebraska requires you to provide a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. If you’re a licensed driver in the state of Nebraska, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Nebraska is also among several states that now accept electronic proof of car insurance, and with The Hartford mobile app
, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play
™ or App Store
Nebraska Uninsured Driver Facts
According to a 2019 Insurance Research Council report, 9.3% of Nebraska drivers are uninsured motorists. This is below the national average of 12.6%.3
Uninsured/underinsured motorist car insurance
coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have enough car insurance coverage. For uninsured/underinsured motorist car insurance coverage in Nebraska you must meet the following minimum coverage requirements:2
- $25,000 per person
- $50,000 per accident
Additional Nebraska Car Insurance Coverages Available to Drivers
Minimum requirements may not be enough for you. For added protection and coverage limits, Nebraska drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe With Nebraska Car Insurance Laws
As you travel through Nebraska, there are a number of safe driving laws meant to protect you on Nebraska’s highways and ensure you keep a clean driving record. Here are just a few:4
Nebraska Seat Belt Laws
Does Nebraska have seat belt laws? Although the state of Nebraska does not have mandatory seat belt laws, police can ticket you for this violation if you are pulled over for another reason.
Nebraska Distracted Driving Laws
Nebraska has several laws in place to discourage distracted driving, including:
- New drivers in Nebraska are not allowed to use hand-held or hands-free cell phones.
- Texting while driving is banned in the state of Nebraska.
Nebraska Teen Driver Laws
Getting a driver’s license is a rite of passage for teenagers, and Nebraska wants to be sure they stay safe in the process. Nebraska has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
Get a Nebraska Car Insurance Quote
There are many car insurance companies to choose from, but you need to find the right one for you. Our representatives can help you each step of the way. Find out more about the benefits for AARP members and get help choosing the auto insurance coverage in Nebraska that fits you best. Llámenos al 800-684-1933
to speak to a representative or get a cotización de seguro para autos
online today for auto insurance in Nebraska.
Última actualización: 5 de julio de 2022
2 Nebraska Department of Motor Vehicles, “Nebraska County Treasurer’s Manual: Registration”
3 Insurance Information Institute, “Facts + Statistics: Uninsured Motorists”
4 Governors Highway Safety Association, “States”