Car Insurance for Indiana Drivers
Whether you're exploring Indiana Dunes National Park or heading to the Bluespring Caverns, you want to feel safe as you travel the roads. The
AARP® Auto Insurance Program from The Hartford
1 can give you the peace of mind you’re looking for.
1We’ve been protecting AARP members and their families with car insurance in Indiana since 1984.
If you’re in the market for car insurance, we can help. Learn more about buying car insurance in Indiana and request a
cotización de seguro para autos from the AARP Auto Insurance Program from The Hartford. We have a reputation for integrity and trust that experienced drivers look for, along with high customer ratings for insurance claims services.
Car Insurance Benefits Offered to Indiana Drivers
Indiana drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
- New Car Replacement§§
- Accident Forgiveness‡
- Disappearing Deductible‡
- Servicio de reclamaciones 24/7
What Are Indiana's Auto Insurance Requirements?
Indiana auto insurance requirements include liability car insurance at the following minimum coverage limits:2
- $25,000 per person, per accident for bodily injury liability coverage
- $50,000 total per accident for bodily injury liability coverage
- $25,000 per accident for property damage liability coverage
How Much Is Car Insurance per Month in Indiana?
Auto insurance rates vary by state. The Hartford's customers in Indiana pay an average of $1,001 a year, or about $83 a month, for car insurance.‡‡‡ Your car insurance cost is unique to you. Different factors can have a big impact, so it's a good idea to get a quote from an insurance company that can personalize your policy.
Indiana Car Insurance Discounts and Benefits
Drivers in Indiana can save on their car insurance policy through many ways. For example, your insurer may offer a discount for completing a defensive driving course or for paying your premium in full. You can also save up to 12% on your car insurance and up to 20% on Indiana home insurance if you bundle your policies.** Our customers save an average of $813 after bundling their auto and home policies.**
Proof of Car Insurance in Indiana
Indiana state law requires you to provide a copy of your car insurance ID card if requested by a police officer or other party when involved in an accident.
If you’re a licensed driver in the state of Indiana, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Indiana is also among several states that now accept electronic proof of car insurance, and with The
Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the
Google Play™ or
App Store.™
Indiana Uninsured Driver Facts
According to a 2021 Insurance Research Council report, 15.8% of Indiana drivers are uninsured. This is above the national average of 12.6%.4 The state of Indiana does not require drivers to carry uninsured and underinsured motorist coverages. However, The Hartford offers this coverage which can protect you from financial loss if you are involved in a car accident with an uninsured motorist. We can help protect you with:
Additional Car Insurance Coverages and Benefits Available to Indiana Drivers
Staying Safe on Indiana Roads
As you travel through Indiana, there are a number of safe driving laws meant to protect you on Indiana’s roads. Here are just a few:
5
Indiana Seat Belt Laws:
It is a mandatory law to wear a seat belt while driving the roads of Indiana.
Indiana Distracted Driving Laws:
Texting while driving is banned for all drivers in the State of Indiana.
Indiana Teen Driver Laws:
Getting a driver’s license is a rite of passage for teens and Indiana wants to be sure they stay safe in the process. Indiana has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
How Can I Get a Car Insurance Quote in Indiana?
We make it easy to get auto insurance quotes. Call The Hartford at
888-413-8970 or get a
cotización de seguro para autos online in just a few minutes. We’ll help you decide how to get the best car insurance in Indiana for your unique needs.
Última actualización: 2 de abril de 2024
2 Indiana Department of Insurance, “Auto Insurance”
3 Insurance Information Institute, “Facts + Statistics: Auto Insurance”
4 Insurance Information Institute, “Facts + Statistics: Uninsured Motorists”
5 Governors Highway Safety Association, “States”
