Car Insurance for Arizona Drivers
From the beauty of the Grand Canyon to the historic O.K. Corral, Arizona is home to beautiful natural wonders and remnants of the Old West. With so much to see and do, it’s important for Arizona drivers to feel confident in their car insurance as they travel along Arizona’s scenic roadways. You can count on car insurance from the AARP® Auto Insurance Program from The Hartford.1 The Hartford has been protecting Arizona AARP members and their families with car insurance since 1984, and has earned a reputation for integrity and trust. With high customer ratings for claims services, The Hartford will be there when you need us most.
Whether you need a car insurance quote or just want to learn more about Arizona car insurance requirements, you’ve come to the right place.
Car Insurance Benefits Offered to Arizona Drivers
Drivers from the great state of Arizona could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
- Renovación de por vida†
New Car Replacement§§
- Desaparición progresiva del deducible‡
- Servicio de reclamaciones 24/7
Required Car Insurance Coverages in Arizona
Arizona state law requires liability car insurance at the following minimum limits:2
$15,000 for bodily injury, per person per accident
$30,000 for bodily injury, total per accident
$10,000 for property damage, total per accident
Proof of Car Insurance in Arizona
If you’re a licensed driver in the state of Arizona, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. In Arizona, it is acceptable to use an electronic Arizona car insurance ID card as proof of car insurance when required. With The Hartford’s convenient mobile app, you can store your car insurance ID cards right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Arizona Uninsured Driver Facts
According to a 2012 Insurance Research Council Report, 10.6 percent of drivers in Arizona do not have car insurance. Arizona is below the national average of 12.6%.3
Although uninsured/underinsured motorist coverage is optional in the state of Arizona, this car insurance coverage will protect you from financial loss if you are involved in an accident with an uninsured motorist.
Additional Car Insurance Coverages Available to Arizona Drivers
In addition to the car insurance coverage required by the state of Arizona, the following benefits are also available to Arizona drivers from the AARP Auto Insurance Program from The Hartford:
Comprehensive with Full Glass Coverage
- Reembolso por alquiler
- Gastos médicos
Staying Safe on Arizona Roads
As you travel through Arizona, there are a number of safe driving laws meant to protect you on Arizona’s highways and byways.4 Here are just a few:
Arizona Seat Belt Laws:
Even though Arizona doesn’t have mandatory seat belt laws, law enforcement can ticket you for not wearing your seat belt if you are pulled over for another traffic violation.
Arizona Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Arizona wants to be sure they stay safe in the process! Arizona has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.