Architect Professional Liability Insurance

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video of professional liability insurance explained

What Is Professional Liability Insurance Coverage?

Professional liability insurance protects businesses when employees make mistakes in the professional services they’ve provided to customers or clients. This coverage is also known as errors and omissions insurance (E&O). Even if you’re an expert in your business, mistakes happen. And if your client or customer thinks a mistake in your professional services caused a financial loss, they can sue you.

Protect Your Business With Architect Professional Liability Insurance

Architect professional liability insuranceFrom design to conception, architectural firms work hard to bring their client’s building visions to life. While the work is rewarding, it can lead to mistakes. And if a mistake causes a client a financial loss, they can sue your firm. That’s where architect professional liability insurance can help.
Professional liability insurance helps protect your architectural design professionals from claims arising from the professional services given. This coverage is also known as:
  • Errors and omissions insurance
  • E&O insurance
  • Architects professional indemnity insurance
Learn more about this type of insurance for architects and see how you can start protecting your business today.

Does an Architect Need Professional Liability Insurance?

It’s a question many people in your industry ask: “Do architects need professional indemnity insurance?” Whether you need professional liability insurance for your architectural firm is an important decision you’ll make as a business owner. You may want to consider this coverage as part of your risk management plan because without it, you’d have to pay out of pocket for claims and lawsuits related to your professional services.

What Is Covered By Professional Liability Insurance for Architects?

Architect professional liability insurance can help cover claims of:
  • Negligence
  • Inaccurate advice
  • Misrepresentation
If your small business gets sued because of the professional services given, this insurance can help cover your:
  • Legal costs
  • Defense costs
  • Judgments
  • Settlements

What Other Types of Insurance Do Architects Need?

Architect professional liability insurance costArchitect professional liability insurance doesn’t cover every kind of liability claim. You’ll need other architect insurance coverage to help give your business well-rounded protection. Some other types of business insurance coverages you may want to consider include:
Workers’ compensation insurance to help your employees recover from a work-related injury or illness. It gives them benefits that can help pay for their:
  • Medical bills
  • Lost wages
  • Ongoing care costs for surgeries or physical therapy
General liability insurance, which can help protect your business from claims that it caused:
  • Lesiones corporales
  • Property damage to another person’s belongings
  • Personal injury, like libel or slander
Commercial property insurance to help protect your owned or rented building and the equipment used to operate. This includes:
  • Height adjustable tables
  • Rulers
  • Adjustable triangles
  • Tablets
  • Computers
  • Stationary
Data breach insurance, which some insurers call cyber insurance, to help your business respond to a breach if personally identifiable information gets lost or stolen. It can help cover your costs to:
  • Notify impacted individuals
  • Create a public relations campaign to improve your business’ reputation
  • Offer credit monitoring services

How Much Does Architect Professional Liability Insurance Cost?

Architect professional liability insurance costs vary. That’s because every business is unique and has different needs. An insurance company uses several factors to determine your professional liability insurance cost. These can include:
  • Years in business
  • Claims history
  • Number of employees
  • Lugar
You may pay between $300 and $4,000 a year for professional liability insurance cost. The best way to find out your business’ cost is to get a cita.

Get a Quote for Architect Professional Liability Insurance

Do architects need professional indemnity insuranceIt’s important to partner with an experienced insurance company that can help protect your architectural firm. We have over 200 years of experience and understand the unique risks and challenges your business faces. Our specialists can work with you to help you get the right coverage. Whether you have questions about professional liability insurance or need help with a claim, we’ve got your back.
Reciba una cotización for professional liability insurance for architects today.
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