Seguro contra terceros para gerentes

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You can add management liability insurance to your Business Owner’s Policy (BOP).
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The Hartford has agents across the country to help with your insurance needs.

What Is Management Liability Insurance?

management liability insuranceManagement liability insurance helps protect directors and officers of a business from lawsuits and financial harm. We offer businesses an insurance package called Private Choice Premier that includes five critical management liability coverage options. When you get management and professional liability insurance from us, you’ll also have the option to add it to your Póliza para propietarios de empresas (BOP). To learn more, find a local agent  hoy mismo.

Directors and Officers Insurance (D&O)

D&O liability coverage helps protect directors and officers from mistakes or wrongful acts in managing their company. This coverage can help pay for legal fees if claims are filed against your directors or officers from:
  • Empleados
  • Vendors
  • Competitors
  • Investors
  • Clientes
So, if your employee sues your business for wrongful termination, directors and officers insurance can help cover your legal costs. 

Seguro contra terceros por prácticas de empleo (EPL, por sus siglas en inglés)

Employment practices liability insurance helps protect your business if employees file a complaint with the Equal Employment Opportunity Commission (EEOC) under federal laws like:
  • Title VII
  • The Civil Rights Act of 1964
  • The Americans with Disabilities Act
  • The Age Discrimination in Employment Act

Fiduciary Liability Insurance

Fiduciary liability insurance can help protect your business from claims of fiduciary mismanagement. For example, if one of your staff members files a claim against you after their medical bills were not paid in accordance with the employee benefit plans you offer, fiduciary liability insurance can help cover your business.

Crime Insurance

Crime insurance can help cover business-related crimes, like employee theft, forgery or robbery. So, if your employee steals money out of your cash register, this coverage can help pay for your business’ financial losses.  

Kidnap and Ransom/Extortion

Kidnappers and extortionists often target businesses. This is especially true for companies that operate overseas. This policy can help cover kidnapping, ransom and extortion threats brought against business owners like you.

Who Does Management Liability Insurance Protect?

Management liability insurance is a term that refers to multiple coverages, including:
  • Directors, officers and entity liability insurance
  • Fiduciary liability insurance
  • Crime insurance
  • Kidnap and ransom/extortion insurance
These coverages can help protect managers, directors and board members of your business. They can also help cover:
  • Nonprofit organizations
  • Publicly traded companies
  • Privately-held companies

Management Liability Insurance for Nonprofit Organizations

We offer solutions designed to meet the unique liability insurance needs of a broad range of nonprofit organizations including social service agencies, associationsmuseums and foundations.

Management Liability Insurance for Publicly Traded Companies

We know publicly traded companies face risks every day. That’s why we offer insurance products that can help with your risk management plan. Whether your employee commits fraud or you’ve mismanaged an employee’s medical benefits, our management liability insurance coverage can help.

Management and Professional Liability Insurance for Financial Institutions

management liability coverageWe understand the unique needs of financial institutions. That’s why we offer business insurance solutions that you can tailor to meet your specific insurance needs, including:
  • Adviser directors, officers & entity liability insurance (D&O)
  • Employment practices liability insurance (EPL)
  • Private fund liability
  • Registered fund liability
  • Fiduciary liability
  • Bond and commercial crime (fidelity)
  • Kidnap and ransom coverage
  • Cyber liability insurance
  • Professional liability Insurance coverage
These coverages offer protection for your public or private company against a broad range of exposures.

General Partners Liability Coverage

We offer management liability coverage for general partners of limited partnerships to help protect against losses resulting from claims related to:
  • Breach of duty
  • Regulatory violations
  • Unfair market conduct
  • Prospectus misrepresentation
Our general partners professional liability insurance policy provides entity coverage for general partners, directors and officers of an organization. Entity coverage for the partnership is offered by endorsement. In addition, we provide specialty product offerings for partnerships in the real estate, energy and telecommunications industries, including publicly traded master limited partnerships.

Representations & Warranties Insurance

We also offer representations and warranties insurance to help reduce common merger or acquisition (M&A) risks.

Excess Coverage for Increased Risks

For added protection against the perils of large financial loss, we also offer a Premier ExcessSM policy, which provides streamlined excess liability insurance coverage for risks across all industries.
Increasing your management liability coverage to fit your business’ needs is a lot easier than you may think. Certain types management and professional liability coverage can easily be added to an existing Póliza para propietarios de empresas (BOP). This means that you get enhanced, tailored coverage for your business, but with the simplicity of one bill and policy. 
small business opening

Otras coberturas para empresas

We offer insurance coverages for companies of all sizes – large and small.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.