Recommended Cultural Organization and Museum Insurance Coverage
This coverage helps protect the property your cultural organization owns or leases. It also helps protect equipment you use to run your institution, such as inventory, furniture and fixtures. You can tailor commercial property coverage
to fit the specific needs of your cultural institution.
For example, your policy can include coverage if your organization or institution:
Is unable to process electronic data.
Loses income due to interrupted utility services.
Can’t complete transactions because of damaged transmission lines.
General Liability Coverage
Damage to rented properties
Accidents related to running your cultural organization
This insurance policy can also help protect your organization’s assets if you’re sued for:
- Lesiones corporales
Misrepresentation in advertising
General Liability Choice® covers any employees listed on your policy, and you can extend coverage to others when you need to.
Making an error
Omitting something important
Cyber Liability Coverage
Loss of data
If identifiable employee or client data is lost or stolen, cyber liability insurance can help cover costs related to:
Notifying impacted individuals
Running public relations
Paying penalties or lawsuits
Additional Solutions for Cultural Organizations
Workers’ Compensation Insurance
We’re a leading provider of el seguro de compensación para trabajadores
, which covers employees if they get a work-related injury or illness. This insurance program also helps reduce your liability for a work-related injury or illness.
We offer businesses payment flexibility through XactPAY® at no extra cost. This lets you pay-as-you-go for your workers’ comp policy and can help you better manage cash flow.
Commercial Auto Coverage
Lease and loan gaps
You can also take advantage of specialized services to help you improve driver safety at your business.
We offer U.S.-based businesses broad insurance solutions, whether you need to cover employees traveling abroad or an entire overseas enterprise. We can help you find the right package of protection, such as our:
Controlled Master Policy
Get a Museum Insurance Quote From The Hartford
Whether you own a cultural organization or museum, your top priority should be protecting your business. You’ll want to work with an insurance company you can trust.
We’re backed by more than 200 years of experience. We understand each business has unique needs, and our team of specialists can help you find the right coverage. Get a museum insurance quote today from The Hartford – contact an agent