DisabilityFLEX® – Voluntary Short-term Disability Insurance



Connect with an employee benefits representative to explore your DisabilityFLEX insurance options today.

What Is DisabilityFLEX?

DisabilityFLEX® is a type of disability insurance for short-term absences. It complements an employee's existing benefits plan and can be customized for a wide array of benefit solutions. Employees can choose the options that best suit their needs and budget, including how much they receive, when their payments start and for how long.
Income Protection Benefits Overview

Learn More About Income Protection Benefits

Discover how our Income Protection Benefits can support your employees in this video.

Why Employees Should Consider DisabilityFLEX

En The Hartford’s 2022 Future of Benefits Study, 35% of U.S. workers cite living paycheck to paycheck as a top stressor. DisabilityFLEX allows companies to offer their employees better benefit options to help protect their paychecks while still controlling costs.
Whether it is used to complement an existing benefits package or as a new stand-alone benefit, DisabilityFLEX offers attractive, affordable income protection that is important to safeguarding the life your employees worked hard to build – and it’s 100% employee-funded.

What DisabilityFLEX Covers

DisabilityFLEX helps protect employees who are injured or become ill outside of work. For example, it will help cover part of an employee’s paycheck if that employee breaks a leg while trimming branches in his yard on the weekend. DisabilityFLEX also covers many other incidences, such as:
  • Maternity leave
  • Whiplash neck injuries
  • Surgery recovery
  • Stress/anxiety disorders
  • Herniated disks
  • Broken bones

What Is Flexible About DisabilityFLEX?

DisabilityFLEX is customizable, affordable and easy to understand. DisabilityFLEX offers a weekly flat dollar amount between $100 and $2,000 paid directly to employees – instead of a percentage of income.
DisabilityFLEX also offers employees customizable options. Employees can select:
  • When their payments start
  • How long they receive payments
  • A benefit amount that is most affordable
Since there are no offsets for other income benefits, the benefit amount selected is the amount employees will receive if they become disabled.
Get the facts about DisabilityFLEX plans from The Hartford’s Employee Choice Benefits.SM
5759v NS 08/22
Disability Form Series includes GBD-1000, GBD-1200, or state equivalent.
1 Services are offered through vendors which are not affiliated with The Hartford and these services are not insurance. The Hartford is not responsible and assumes no liability for the goods and services described in this material and reserves the right to discontinue any of these services at any time. Services may vary and may not be available in all states. Visit https://www.thehartford.com/employee-benefits/beyond-insurance for more information.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com. Todos los beneficios están sujetos a los términos y condiciones de la póliza. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.