Why Employees Should Consider DisabilityFLEX
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The Hartford’s 2022 Future of Benefits Study, 35% of U.S. workers cite living paycheck to paycheck as a top stressor. DisabilityFLEX allows companies to offer their employees better benefit options to help protect their paychecks while still controlling costs.
Whether it is used to complement an existing benefits package or as a new stand-alone benefit, DisabilityFLEX offers attractive, affordable income protection that is important to safeguarding the life your employees worked hard to build – and it’s 100% employee-funded.
What DisabilityFLEX Covers
DisabilityFLEX helps protect employees who are injured or become ill outside of work. For example, it will help cover part of an employee’s paycheck if that employee breaks a leg while trimming branches in his yard on the weekend. DisabilityFLEX also covers many other incidences, such as:
- Maternity leave
- Whiplash neck injuries
- Surgery recovery
- Stress/anxiety disorders
- Herniated disks
- Broken bones
What Is Flexible About DisabilityFLEX?
DisabilityFLEX is customizable, affordable and easy to understand. DisabilityFLEX offers a weekly flat dollar amount between $100 and $2,000 paid directly to employees – instead of a percentage of income.
DisabilityFLEX also offers employees customizable options. Employees can select:
- When their payments start
- How long they receive payments
- A benefit amount that is most affordable
Since there are no offsets for other income benefits, the benefit amount selected is the amount employees will receive if they become disabled.
Get the facts about DisabilityFLEX plans from The Hartford’s Employee Choice Benefits.
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