Business Insurance in Milwaukee

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Commercial Insurance for Your Milwaukee Business

Sitting along the west coast of Lake Michigan, Milwaukee is home to some of the region’s best breweries and cheese curds.1 The beautiful River Walk views, lakefront beach access and boutique shopping are just a few of the attractions enjoyed by both locals and tourists.2 With almost 300 new Wisconsin-based businesses started in 2021, Milwaukee is a place prime for business growth.3
 
Whether you’re planning on starting a small business or already have one, it’s essential to get seguro de negocio. Having the right business insurance coverage can help protect your Wisconsin small business from things like property damage, legal liability and employee-related risks.
 
We’ve helped over 1 million small businesses get the coverage they need. We can work with you to help make sure you have the right insurance coverage for your company.
 

Types of Business Insurance in Milwaukee, WI

Business Insurance in MilwaukeeSmall businesses in Milwaukee, WI may need different types of business insurance to be fully protected from costly claims that could come up during normal business operations. Some types of business insurance that your Milwaukee, WI small business may need include:
Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools and the equipment you use to operate your business.
Data breach insurance, also known as cyber insurance, helps cover liability expenses from technology-related risks such as a data breach or cyberattack. If you collect, store, send or receive customer information, it’s important to protect against cyber risks.
Commercial auto insurance helps cover the cost of an auto accident if you or your employee is at fault. If you or your employees drive a vehicle for business reasons, having the right commercial vehicle insurance is important.
This helps protect your business and its assets in the event of a lawsuit for things like negligence, bodily injury, property damage, libel and slander.
Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provided to a client, even if you didn’t make a mistake.
Most state laws require you to carry this insurance to help compensate employees for expenses associated with work-related injuries or illnesses like medical bills, rehabilitation and lost wages.

How Much Does Commercial Insurance in Milwaukee, WI Cost?

commercial insurance milwaukee wiOur customers paid an average of $861 annually, or about $72 a month, for business insurance coverage in Wisconsin. For workers’ compensation insurance, customers in Wisconsin paid an average of $1,173 annually, or about $98 a month.4 Business insurance costs can vary in Milwaukee, WI because each business is unique and has different needs. Insurance companies use numerous different factors to determine costs, including:
 
  • Claims history
  • Lugar
  • Business operations
  • Industria
  • Type of coverage
The best way to find out what you’ll pay for business insurance in Milwaukee is to get an online cita. You can also use your local insurance agency to get a quote.
 

Requirements for Small Business Insurance in Milwaukee

business insurance milwaukee wiWhile it varies by state, there are two types of Wisconsin business insurance coverages that business owners are required to have:
 

Seguro de compensación para trabajadores

It is required by state law that employers with at least one part-or full-time employee have workers’ compensation insurance in Wisconsin. Workers’ comp gives your employees benefits to help them recover from a work-related injury or illness. It can also help with medical expenses, rehabilitation and lost wages.
 

Seguro comercial para automóviles

If your Wisconsin business utilizes vehicles in its day-to-day operations, you are required by state law to have el seguro comercial para automóviles. This coverage can help protect your business in the event of an accident involving you or your employees while using a covered commercial vehicle.
 
Remember, requirements for coverage will vary by city, and coverage is not guaranteed by The Hartford.
 

Industries We Insure

We know every industry faces unique risks, which is why having business insurance can be very helpful for many types of businesses. Even if a type of insurance isn’t required by your state, it’s still a good idea to get coverage. Some industries we help protect include:
 

Why Choose The Hartford?

We’re an insurance company backed by more than 200 years of experience. Our specialists have the expertise and knowledge to understand the unique risks that Milwaukee small businesses face. We’ve also been recognized as a World’s Most Ethical Company® 14 times by Ethisphere.** So, whether you have questions about business insurance or need help with a claim, we’ve got your back.
 
We make it easy for you to obtener una cotización in Milwaukee, WI. With a few clicks, small businesses can get a free quote in just a few minutes.
 
 
Last Updated: November 17, 2023
 
1 Visit Milwaukee, “Plan a Visit – Food & Drink.”
 
2 Visit Milwaukee, “Plan a Visit – Things To Do.”
 
3 Wisconsin Smal Business Development Center
 
4 Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
 
 
Divulgaciones adicionales a continuación.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
 
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
 
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.