Business Insurance in Rochester, NY

Rochester is home to a one of the nation’s most highly skilled workforces with expertise across a range of high-tech industries.¹ The Flower City is a prime market for business growth and innovation. In fact, Rochester was ranked #1 in the U.S. for the greatest number of patents issued per 1,000 workers.²

 

Whether you already have a small business or are just starting out, it’s essential to get seguro de negocio in Rochester, NY. We’re an insurance company backed by more than 200 years of experience and we’ve helped over 1 million small business owners get the coverage they need. The best way to find out what the right amount of coverage is for your Rochester, NY business is to obtener una cotización.

 

Small businesses in Rochester, NY are required to carry certain types of business insurance. If you have any employees, your business will need to have workers’ compensation insurance as required by state law. If your small business owns any vehicles, you will need to have commercial auto insurance coverage. While not legally required, other types of insurance may be required as a condition of a lease agreement, or banks and investors may require you to maintain certain types of insurance. While these are the minimum state-required coverages for New York businesses, it’s a good idea for business owners to get additional coverage to ensure you’re fully protected.

 

There are many different types of business insurance to choose from when it comes to protecting your business. The needs of every small business are unique and can differ from one another depending on the industry you’re in. The Hartford offers a wide range of small business coverages, including:

The Hartford provides commercial insurance coverage for a wide variety of small businesses in Rochester, NY. Some of the industries we offer small business insurance coverage include:

 

Business insurance costs can vary in Rochester, NY because each business is unique and has different needs. Our customers paid an average of $1,248 annually, or $104 a month, for business insurance coverage in New York. For workers' compensation insurance, customers in New York paid an average of $998 annually, or about $83 a month.³

 

Insurance companies use numerous different factors to determine costs, including:

 

The best way to find out your business’ insurance cost in Rochester is to get an online cita. You can also use your local insurance agency to get a quote.

 

We make it easy for you to get a cita for your small business in Rochester, NY. Get a quote for the coverage you need in just a few minutes.

 

Somos una compañía de seguro que tiene el respaldo de más de 200 años de experiencia. Our specialists have the expertise and knowledge to understand the unique risks that Rochester small businesses face. So, whether you have questions about business insurance or need help with a claim, we’ve got your back.

 

We offer New York business insurance coverage to other cities in New York, including: