Cost of Commercial Insurance in Albany, NY
Our customers paid an average of $1,248 annually, or $104 a month, for business insurance coverage in New York. For workers’ compensation insurance, customers in New York paid an average of $998 annually, or about $83 a month.1 Business insurance costs
can vary in Albany, NY because each business is unique and has different needs. Insurance companies use numerous different factors to determine costs, including:
- Claims history
- Type of coverage
The best way to find out your business insurance cost in Albany is to get an online cita
. You can also use your local insurance agency
to get a quote.
What Are the Requirements for Business Insurance in Albany, NY?
In the state of New York, your Albany small business is required to carry certain types of business insurance. If you have any employees, your business will need to have workers’ compensation insurance as required by state law. If your small business owns vehicles, you will need to have commercial auto insurance coverage. Other types of insurance may be required as a condition of a lease agreement or an investment. While these are the minimum state-required coverages for New York businesses, it’s a good idea for business owners to get additional coverage to make sure you’re fully protected.
What Industries Need Commercial Insurance in Albany, NY?
The Hartford insures a wide variety of business industries in Albany, NY. Some of the industries
we offer small business insurance coverage include:
- Business Services
- Asistencia Médica
- Personal Care Services
- Servicios Profesionales
- Al por menor
- Wholesale & Distributors
Get a Fast and Free Quote for Commercial Insurance in Albany, NY
We make it easy for you to get a business insurance quote
for your small business in Albany, NY. With a few clicks, you can get a quote for the coverage you need in just a few minutes.
Somos una compañía de seguro que tiene el respaldo de más de 200 años de experiencia. Our specialists have the expertise and knowledge to understand the unique risks that Albany small businesses face. So, whether you have questions about business insurance or need help with a claim, we’ve got your back.
Links to Additional Cities in New York
Last Updated: November 16, 2023
1 Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
Divulgaciones adicionales a continuación.