Business Insurance in Albany, NY

Obtenga una excelente cobertura en minutos
Solo debe hacer unos cuantos clics.

Why Get Business Insurance in Albany, NY?

business insurance albany nyWe know that small business owners in New York’s capital region have worked hard to build their businesses. But all it takes is one lawsuit to put a small business into financial trouble. That’s why having the right seguro de negocio coverage is so important. It can help protect your business while mitigating the risks associated with your day-to-day operations.
We’re an insurance company backed by more than 200 years of experience. We’ve helped over 1 million small business owners get the coverage they need. The best way to find out what the right amount of coverage is for your Albany, NY small business is to obtener una cotización.

Coverages for Commercial Insurance in Albany, NY

Depending on the type of business you have, you may have different insurance coverage needs than others. Your small business may face different risks than others depending on your industry, so it’s important to know what types of business insurance are available to best protect your business. The Hartford offers a wide variety of small business insurance solutions to help ensure that you are covered.
Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools and the equipment you use to operate your business.
Data breach insurance, also known as cyber insurance, helps cover liability expenses from technology-related risks such as a data breach or cyberattack. If you collect, store, send or receive customer information, it’s important to protect against cyber risks.
Commercial auto insurance helps cover the cost of an auto accident if you or your employee is at fault. If you or your employees drive a vehicle for business reasons, having the right commercial vehicle insurance is important.
This helps protect your business and its assets in the event of a lawsuit for things like negligence, bodily injury, property damage, libel and slander.
Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provided to a client, even if you didn’t make a mistake.
Most state laws require you to carry this insurance to help compensate employees for expenses associated with work-related injuries or illnesses like medical bills, rehabilitation and lost wages.

Cost of Commercial Insurance in Albany, NY

Our customers paid an average of $1,248 annually, or $104 a month, for business insurance coverage in New York. For workers’ compensation insurance, customers in New York paid an average of $998 annually, or about $83 a month.1 Business insurance costs can vary in Albany, NY because each business is unique and has different needs. Insurance companies use numerous different factors to determine costs, including:
  • Claims history
  • Lugar
  • Industria
  • Type of coverage
The best way to find out your business insurance cost in Albany is to get an online cita. You can also use your local insurance agency to get a quote.

What Are the Requirements for Business Insurance in Albany, NY?

commercial insurance albany nyIn the state of New York, your Albany small business is required to carry certain types of business insurance. If you have any employees, your business will need to have workers’ compensation insurance as required by state law. If your small business owns vehicles, you will need to have commercial auto insurance coverage. Other types of insurance may be required as a condition of a lease agreement or an investment. While these are the minimum state-required coverages for New York businesses, it’s a good idea for business owners to get additional coverage to make sure you’re fully protected.

What Industries Need Commercial Insurance in Albany, NY?

The Hartford insures a wide variety of business industries in Albany, NY. Some of the industries we offer small business insurance coverage include:
  • Business Services
  • Finanzas
  • Asistencia Médica
  • Personal Care Services
  • Servicios Profesionales
  • Restaurants
  • Al por menor
  • Tecnología
  • Wholesale & Distributors

Get a Fast and Free Quote for Commercial Insurance in Albany, NY

We make it easy for you to get a business insurance quote for your small business in Albany, NY. With a few clicks, you can get a quote for the coverage you need in just a few minutes.
We’re an insurance company backed by more than 200 years of experience. Our specialists have the expertise and knowledge to understand the unique risks that Albany small businesses face. So, whether you have questions about business insurance or need help with a claim, we’ve got your back.

Links to Additional Cities in New York

We offer New York business insurance coverage to other cities in New York, including:
Last Updated: November 16, 2023
1 Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
Divulgaciones adicionales a continuación.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.