Commercial Insurance for Manufacturers

Mid/Large Manufacturers

Commercial Insurance Specialized for Manufacturers

Managing risks for manufacturers requires specialized knowledge. We know the ins and outs of the manufacturing industry, so we can help protect you.
Mid/Large Manufacturers

Forward-Thinking Coverage

We know manufacturers face a growing range of risks. That’s why we’ve worked to better understand the unique challenges you have to overcome. Our industry leaders have more than 20 years of experience. We also have industry experts in underwriting, claims and risk engineering who can work with your agent to design corporate insurance policies and services specialized for manufacturers.

Who We Serve

We can help protect a variety of manufacturers, including:
  • Auto parts and accessories
  • Clothing, apparel and textiles
  • Metal manufacturing
  • Food processors
  • Industrial machinery
  • Plastic bottles and containers
  • Printers
  • Wood and paper products

Are You a Smaller Firm?

Smaller manufacturing firms require special insurance coverages.

Customizable Commercial Insurance Designed for Manufacturers

We offer comprehensive coverage offerings that your agent can customize to meet your manufacturing business’ specific needs.
Our broad general coverages include:
General Liability Choice® to help protect against claims of bodily injury and property damage. Your agent can customize your corporate liability insurance policy to add other coverages, like:
  • Manufacturer’s errors and omissions (E&O)
  • Printer’s E&O
  • Product recall expense coverage
  • Crisis management expense reimbursement
Mid-to-large size property, which helps protect your manufacturing company’s buildings, facilities and business equipment. You can also get optional equipment breakdown and business income coverages.
Workers’ compensation to help your employees recover from a work-related injury or illness. Our return-to-work program can help your employees recover from injury and get back to work faster.
Commercial auto insurance to help protect you and your employees on the road if you drive for business purposes.
Umbrella and excess liability, which provides worldwide coverage and limits up to $25 million.
Multinational Choice, which helps protect your manufacturing company from losses and claims in over 200 countries. We also offer exporters coverage to help protect your company if it has foreign:
  • Product exposures through exports or sales
  • Proveedores
  • Online advertising
Even if you don’t have a location outside the US or employees traveling abroad, this coverage is important because regular business insurance policies may not cover claims in foreign countries.
We also offer specialized coverages that can give your manufacturing business more protection, such as:
  • Credit and political risk, to help manage your credit risk around the world.
  • Cyber liability, which can help you prepare and respond to cyberattacks and data breaches.
  • Environmental, including site pollution, to help protect against losses from regulations related to pollution or other contamination.
  • Ocean marine, including shipper’s interest and ocean cargo coverages.
  • Management liability insurance, which includes five coverages to help protect directors and partners from financial risk.
loss control

Identifying Risks Before They’re a Problem for Manufacturers

Nuestra página risk engineering team can help find and fix issues before they become a problem for your manufacturing business.
Our specialists use a variety of resources to help make your business safer, including:
  • Return on investment studies
  • State-of-the-art on-site industrial hygiene laboratory
  • Ergonomic studies
  • Customized on-site and virtual clinical services
  • Infrared thermography testing
  • Piloted IoT device integration

Exceptional Claims Service Dedicated To Manufacturing Companies

We know how to handle claims. Over the last five years, we’ve handled about 238,000 manufacturing claims and paid $1.7 billion.
With our claims specialists and resources, we’re here to help protect your manufacturing company and employees. We offer:
  • Exceptional medical management with an average savings of 60% on medical bills.
  • Vigilant return-to-work program where our medical professionals work on 90% of all medically-complex claims.
  • Predictive modeling, which has provided over 50 million insights annually – and counting.

Unique Offerings for Larger Manufacturing Businesses

Track Risk. Explore Opportunities. (TREO)SM
Our risk management information system is designed to simplify claims management and help lower loss costs.
ClaimPlus Team®
A team of professionals who work with you to examine your operations and risk exposures.
financial institutions Specialized Support

Specialized Insurance

We make it our business to figure out how to best support our customers. That means fully understanding your needs and risks. Work with an agent to create a customized insurance policy with specialized coverages for your manufacturing business.
Find an Agent or Broker

Por qué elegir The Hartford

200+ years
financial strength
Ethical company award
1 Financial ratings as of December 31, 2019.
Divulgaciones adicionales a continuación.
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