Business Insurance in Tallahassee, FL

Protect Your Small Business With Insurance in Tallahassee

Home to over 32,000 businesses, Tallahassee is one of Florida’s fastest-growing economies in the Sunshine State.¹ Tallahassee was the first municipality in Florida to eliminate the small business license mandate in 2016, making it a prime location to start a small business easily.²Whether you’re already a business owner or planning to become one, it’s essential to get seguro de negocio in Tallahassee.

We know that every small business is different and faces unique risks. So, our specialists can work with you to get the right insurance coverage for your business.

What Are the Requirements for Commercial Insurance in Tallahassee?

While it varies by state, Florida does require businesses to have certain types of business insurance in Tallahassee to help protect you and your employees. Tallahassee small business owners with employees are required to have el seguro de compensación para trabajadores. If your Tallahassee business owns vehicles that you or your employees drive for business purposes, you will need to have el seguro comercial para automóviles to protect your business.

How Much Does Business Insurance in Florida Cost?

Our customers paid an average of $905 annually, or $75 a month, for business insurance coverage in Florida. For workers' compensation insurance, customers in Florida paid an average of $1,149 annually, or about $96 a month.³

Business insurance costs vary in Tallahassee, FL because each business is unique and has different needs. The best way to find out your business insurance cost in Tallahassee is to get an online quote. You can also use your local insurance agency to get a quote.

Types of Business Insurance in Tallahassee

Small businesses in Tallahassee may need different types of business insurance to protect their business from costly claims that could come up during normal operations. Many businesses start with a Business Owner’s Policy (BOP), which combines three essential types of coverage.

Other types of business insurance your Tallahassee, FL business may need include:

Seguro para ingresos comerciales: Can help replace lost income if you can’t operate your business because of covered property damage.
Seguro de propiedades comerciales: Helps protect your owned or rented building, plus the tools and equipment you use to operate.
Seguro general contra terceros: Helps cover claims that your business caused bodily injury or property damage to others.
Seguro de compensación para trabajadores: Gives your employees benefits to help them recover from a work-related injury or illness. The state of Florida requires that employers with at least one part-or full-time employee to have workers’ compensation insurance.
Seguro de responsabilidad profesional: Helps cover claims that you made a mistake in the professional services given.
Seguro para la pérdida de datos: Can protect your small business from risks associated with a data breach if confidential information gets lost or stolen.

Get a Quote for Business Insurance in Tallahassee, Florida

We make it easy for you to obtener una cotización in Tallahassee, FL. With a few clicks, small businesses can get a free quote for the coverage they need in just a few minutes.

Additional Business Insurance in Florida

We can help protect small businesses throughout Florida. We offer coverage throughout the state. This includes:

Last Updated: November 15, 2023

¹ Chamber of Commerce, “Tallahassee Chamber of Commerce.”

² City of Tallahassee, “Starting a Business in Tallahassee.”

³ Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.

Divulgaciones adicionales a continuación.