Car Insurance for Kentucky Drivers
Whether you are visiting Abraham Lincoln’s Birthplace National Historic Park, or boating within Mammoth Caves, you want to feel secure as you travel the roadways of Kentucky. You can trust in car insurance from the
AARP® Auto Insurance Program from The Hartford,
1 because we’ve been protecting AARP members in Kentucky and their families since 1984.
Are you in the market for car insurance? We can help. Read on to learn more about buying car insurance in Kentucky, and request a
cotización de seguro para autos from the AARP Auto Insurance Program from The Hartford. The AARP Auto Insurance Program from The Hartford has the reputation for integrity and trust that experienced drivers look for, along with high customer ratings for claims services.
Car Insurance Benefits Offered to Kentucky Drivers
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12-month Rate Protection
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New Car Replacement§§
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Accident Forgiveness‡
- Desaparición progresiva del deducible‡
- Servicio de reclamaciones 24/7
Required Car Insurance Coverages in Kentucky
Kentucky state law requires liability car insurance at the following minimum limits:2
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$25,000 for bodily injury, per person per accident.
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$50,000 for bodily injury, total per accident.
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$10,000 for property damage per accident. $25,000 as of 01/01/2018.
Proof of Car Insurance in Kentucky
Kentucky state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident.
If you’re a licensed driver in the state of Kentucky, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Kentucky is also among several states that now accept electronic proof of car insurance, and with The
Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the
Google Play™ or
App Store.™
Kentucky Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 15.8 percent of Kentucky drivers are uninsured. This is significantly above the national average of 12.6%.3
Lesiones corporales por conductores sin seguro/con seguro insuficiente
(UMBI) coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage.
Additional Kentucky Car Insurance Coverages Available to Drivers
Staying Safe on Kentucky Roads
As you travel through Kentucky, there are a number of safe driving laws meant to protect you on the Kentucky’s highways and byways. Here are just a few:4
Kentucky Seat Belt Laws:
It is a mandatory law to wear a seat belt while driving the roads of Kentucky.
Kentucky Distracted Driving Laws:
Texting while driving is banned for all drivers in the State of Kentucky.
Kentucky Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Indiana wants to be sure they stay safe in the process! Iowa has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
