What Is Car Theft Insurance?
Not sure if car insurance covers theft? Most comprehensive seguro para autos
policies can help. In fact, auto theft and damage from break-ins are considered covered perils for this coverage.
To find the comprehensive coverage that’s right for you, get a cotización de seguro para autos
from the AARP®
Auto Insurance Program from The Hartford1
today. You can also call The Hartford’s representatives at 888-413-8970
Does Car Theft Insurance Cover Vandalism?
- Personal property
If you live in an area with high rates of crime, this coverage is especially important. Without it, you’ll have to pay out-of-pocket for damages like vandalism.
Does Rental Car Insurance Cover Car Theft?
When you rent a car, you’ll need to make sure you have insurance protection for the vehicle. You can get the right rental car protection from:
- Your current auto coverages if they extend to rental vehicles
- The company that you’re borrowing the car from
- Your credit card company, if they offer rental auto coverages as benefits
Does Car Insurance Cover Theft of Personal Items?
Wondering if car insurance can help cover theft, plus your personal items? That depends, because comprehensive insurance isn’t the same from every company. Some policies help cover auto theft and personal property that are in your vehicle when it’s stolen, but not all insurance providers will help pay for stolen items.
Get a Quote From The Hartford
We can help you find the best car theft coverage with a comprehensive insurance policy for you and your family. We can also provide you with extra coverages to help keep you and your assets safe in the event of:
- An accident
- Natural disasters
Frequently Asked Questions About Car Theft Insurance
What Does Rental Car Insurance Cover and Not Cover?
Typically, rental car insurance can help give you liability coverage for the vehicle you borrow. This helps pay for injuries or damages you cause while driving. Your rental car company may also offer you a collision and loss damage waiver. This helps pay repair costs to the vehicle you rent after an accident.
On top of these coverages, rental insurance companies also offer personal effects coverage to help pay for your belongings if they’re stolen from your rented car. Keep in mind that some homeowners insurance policies can help cover items stolen while you’re away from your property. So, it’s a good idea to check your coverages before buying this insurance.
One last policy your rental car insurance company will likely offer is personal accident insurance. This helps pay for you or your passenger’s medical bills if you’re injured in an accident.
Does Insurance Cover a Stolen Car?
Comprehensive car insurance can help pay to replace a stolen car. It can also help pay for damages caused by a break-in.
What Do You Do When Someone Steals Your Car?
If someone steals your car, you’ll need to file a police report right away. Once you do that, you should file a claim with your insurance company. In some cases, you’ll also want to contact your finance or leasing company.
You can also use your car’s vehicle identification number to look it up on the National Insurance Crime Bureau’s stolen car database, known as (NICB) VINCheck
How Do Insurance Companies Investigate Stolen Cars?
Before your insurer will pay for a stolen car, they’ll need to investigate it. This means they’ll need to know the time, date and location of the theft.
Última actualización: 22 de septiembre de 2023
Divulgaciones adicionales a continuación.