Carrier Logistics Choice Insurance

The Hartford understands that transportation businesses come in different sizes and have various needs. That’s why we offer a broad range of coverages and pricing options designed to suit the unique needs of small and large transportation businesses.

What Is Motor Truck Cargo Insurance?

Motor truck cargo insurance provides coverage for financial losses resulting from damaged, lost or stolen freight. A commercial Motor Truck Cargo insurance policy from The Hartford covers your legal liability for cargo while under contract during transit and temp storage along the way.

Preguntas Frecuentes

  • Cargo while in transit - anywhere in the US, Canada & Puerto Rico
  • Cargo while in temporary storage – includes temporary stops at unscheduled locations during transport
  • Cargo during loading & unloading
  • Employee and Sub-Contractor Dishonesty. Coverage for dishonest acts by employees and subcontractors.
  • Right and Duty to Defend. We provide defense costs associated with a loss "outside" of limits. 
  • Voluntary parting (i.e. fictitious pickup) & Employee Dishonesty
  • Automatic coverage for pollution clean-up, spoilage, rust & corrosion, trailer interchange, earned freight charges & more with flexible limit options
Yes. You can add the following optional coverages:
  • Separate Limits for Named Shippers. This coverage is available by endorsement when a shipper requires you to provide separate limits of insurance under the terms of our policy.
  • Separate Limits for Specified Trips. Similar to named shippers coverage, we have an endorsement available for when you need to increase or arrange for separate limits for specific hauls.
  • Industry leading claims service. The Hartford offers an industry-leading dedicated claims service team that can handle cargo insurance claims with absolute professionalism and expertise. They offer dedicated 24/7 support to help businesses with their claims wherever they are. This is one of the reasons why customers rate their claims experience with The Hartford among the best in the industry.
  • Risk consultation. Certain businesses that purchase cargo insurance from The Hartford may want to take advantage of access to our risk engineering team. Our specialized transportation risk engineering consultants can work with businesses on loss control strategies designed to improve the safety of their business’s facilities and operations and ultimately help them save money and improve business outcomes.
  • Broad appetite. We write Motor Truck Cargo exposures large and small including general commodities to specialized haulers. Minimum premiums as low as $2,500 and vehicle limits up to and beyond $1m.
  • Talk to your insurance agent or a representative at The Hartford today about how Motor Truck Cargo insurance from The Hartford can help protect your business.
Inland Marine Appetite Guide image

Inland Marine Appetite Guide

To find out what Marine coverages are recommended for your industry, view the appetite guide.

Encuentre un agente local

The Hartford has agents across the country to help with your insurance needs.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.