AARP Alabama Car Insurance

Car insurance Alabama
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Pay as little as $132‡‡‡ a month in Alabama with the AARP Auto Insurance Program from The Hartford.
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Whether you’re traveling along the Lookout Mountain Parkway, fishing off the Gulf Coast or even visiting historical sites in the capital city of Montgomery, experienced Alabama drivers like you can feel confident behind the wheel with the AARP® Auto Insurance Program from The Hartford.1 We’ll help you find the best car insurance in Alabama to fit your needs.
 
We’ve been protecting AARP members in Alabama and their families since 1984, earning a reputation for integrity and trust while gaining high ratings for customer satisfaction in our claims services. You can count on The Hartford to be there when you need us most.
 
If you’re looking to get a cotización de seguro para autos or just need information about buying car insurance in the state of Alabama, you’ve come to the right place. The Hartford is an insurance company that can help you get the best Alabama auto insurance coverage for your needs.
 

Finding the Best Car Insurance in Alabama

Drivers in Alabama could be eligible for valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
 
  • New Car Replacement‡
  • Accident Forgiveness‡
  • Disappearing Deductible‡
  • Servicio de reclamaciones 24/7

What Car Insurance Is Required in Alabama?

Bodily injury liability coverage and property damage liability coverage are required in the state of Alabama. Alabama state law requires property damage liability and bodily injury liability coverage at the following minimum coverage limits:2
 
  • $25,000 for bodily injury, per person per accident
  • $50,000 for bodily injury, total per accident
  • $25,000 for property damage per accident

Is Alabama a No-Fault State?

Alabama is an at-fault state. This means that if drivers in Alabama are found responsible for a car accident, they must pay for the other driver’s property damage and injuries.
 

Proof of Car Insurance for Alabama Drivers

alabama auto insuranceIf you’re a licensed driver in the state of Alabama, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Alabama is also among several states that now accept electronic proof of car insurance, and with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 

Alabama Uninsured Driver Facts

According to a 2021 Insurance Research Council report, 19.5% of drivers in Alabama are uninsured. This is above the national average of 12.6%.3 Since Alabama ranks seventh out of all states for the number of drivers without insurance, you may want to consider purchasing uninsured motorist coverage.
 
The state of Alabama does not require drivers to carry uninsured/underinsured motorist coverage, but The Hartford offers this coverage which will protect you from financial loss if you are involved in an accident with an uninsured motorist.
 

Additional Car Insurance Coverages and Benefits Available to Alabama Drivers

best car insurance in alabamaWhen comparing auto insurance companies, make sure you’re getting quotes for the car insurance in Alabama that you need. For added protection, drivers in Alabama may also be eligible for the following las coberturas de seguro para autos from the AARP Auto Insurance Program from The Hartford:
 
  • Gastos de transporte
  • Roadside Assistance
  • Gastos médicos

How Much Does Alabama Car Insurance Cost?

Our customers pay an average of $1,578 a year, or about $132 a month, for car insurance in Alabama.‡‡‡ Remember, your car insurance policy is unique to you and your costs may differ from the average. You may be able to save if you bundle your auto policy with homeowners insurance.
 
If you're looking for ways to lower your car insurance, you can save an average of $813 if you bundle your auto and home insurance with The Hartford. Our customers can save up to 12% on auto insurance and up to 20% on home insurance in Alabama when they bundle.**
 

Staying Safe on Alabama Roads

al car insuranceAs you travel through Alabama, there are several safe driving laws meant to protect you. Here are just a few:5
 

Alabama Seat Belt Laws

Alabama state law requires front seat occupants to wear a seat belt while driving in Alabama.
 

Alabama Distracted Driving Laws

Texting while driving is banned for all drivers in the State of Alabama.
 

Alabama Teen Driver Laws

Getting a driver’s license is a rite of passage for teens, and Alabama wants to be sure they stay safe while getting theirs. Alabama has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 

How Can I Get a Car Insurance Quote in Alabama?

We make it easy to get a quote for car insurance in Alabama. Call us at 888-413-8970 o obtener una cotización online in just a few minutes. We’ll help you decide how to get the best car insurance in Alabama for your needs.
 
 
Última actualización: 2 de abril de 2024
 
2 Alabama Department of Insurance, Automobile Insurance FAQs
 
3 Insurance Information Institute, Facts + Statistics: Uninsured Motorists
 
4 Insurance Information Institute, Facts + Statistics: Auto Insurance
 
5 Governors Highway Safety Administration, States
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
‡ Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
 
Divulgaciones adicionales a continuación.
Alabama car insurance
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.
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