Yoga Teacher Insurance

Protect Your Yoga Business for as Low as $85 per Month¹

Business insurance can help protect yoga teachers and studios from liability claims of bodily injury, property damage and more. For example, a comprehensive yoga insurance policy can help cover medical expenses for students or workers if they're injured at your studio.

For most yoga businesses, there are a few types of seguro de negocio coverages that are especially important, including:

To learn more about yoga teacher insurance, obtener una cotización hoy mismo.

Should Yoga Instructors Have Insurance?

If you own a yoga studio, it’s a good idea to protect yourself and your employees with business insurance. With the right type of insurance coverage, your business won’t have to pay out-of-pocket for costly claims if something unexpected happens.

Yoga instructor insurance protects this teacher and class full of students

How Much Does Yoga Insurance Cost?

Although insurance rates will vary, our customer’s average cost for business insurance is $1,019 annually, or about $85 a month.² Some factors that may influence how much yoga instructors will pay for coverage include your:

Type of assets
Property owned
Number of employees
Size of payroll
Claims history

To learn more about yoga studio insurance costs, obtener una cotización hoy mismo.

Students stretching in a class protected by yoga and pilates instructor insurance

Who Needs Yoga and Pilates Insurance?

We offer business insurance coverage for many types of Pilates and yoga classes, including:

Integral
Kundalini
Restorative
Hatha
Ashtanga
Yoga Nidra
Hot yoga
Yin yoga
Vinyasa
Iyengar
Pilates
Power yoga

To learn more about insurance for Pilates and yoga businesses, obtener una cotización today. You can count on us to find the coverage you need at the right price. We’ll also help explain your policy’s annual aggregate limit.

What Type of Insurance Do I Need To Teach Yoga?

Like most businesses, yoga teachers can benefit from a Business Owner’s Policy (BOP). This policy combines business property and business liability insurance into one convenient policy. It can help cover your yoga or Pilates business from things like fire, theft or other covered disasters.

Protecting Your Yoga Operations

Whether you’re helping a student stretch or teaching a difficult pose, accidents can happen. That’s why it’s important to protect your yoga studio with business insurance tailored to your needs.

Nearly two-thirds of yoga injuries impact the lower part of the body including hamstrings, knees, hips, ankles and feet.³

Apagón

“A transformer caught on fire down the street from our yoga studio. We lost power for a week and couldn’t reopen until it was restored.”

Ingresos comerciales para servicios públicos fuera de lugar can help cover lost income that results from an interruption in utility services.

Student Injuries

“One of my students tripped in the locker room before class and sprained her ankle. She ended up needing medical attention right away.”

General liability coverage can help pay for medical treatment costs if a customer or client hurts themselves while at your business.

Taking Care of Your Team

Your employees can face injuries on the job, whether they’re over stretching or demonstrating difficult yoga moves. Protect your business and employees with the right business insurance coverages.

In 2022, small businesses employed 61.7 million workers.⁴

Customer Injuries

“A client needed help improving her yoga pose. We offered advice that we give out regularly, but this client claimed it caused her an injury, so she filed a lawsuit against us.”

Professional liability insurance is an important yoga liability insurance coverage. It can give you peace of mind by helping cover any errors or omissions in your products or services. It can help pay for claims of inaccurate advice.

Employee Injuries

“Our instructor was demonstrating a yoga move to our advanced class when he felt a sharp pain in his wrist. Turns out he had a sprain and needed physical therapy to recover.”

Workers compensation insurance covers work-related injuries and illnesses. This policy can help pay for the medical costs of a bodily injury that your employee receives on the job.

Protecting Your Yoga Business’ Property

Disasters can happen at any time. To protect what you’ve invested in your Pilates or yoga studio, you’ll want the right business insurance to protect your yoga studio.

Yoga studios typically cost around $25,000 to $100,000 to start.⁵

Property Damages

“A fire broke out from a faulty light after we had closed for the evening. Thankfully, no one was injured, but it caused devastating damage to the studio. It took three months until we could reopen.”

Commercial property insurance can help protect owned and rented property that you use to operate your business, including your:

Building
Equipos
Tools
Inventario
Muebles
Personal property

Auto Accidents

“Our yoga instructor was on her way to teach a class when she was rear-ended. She was okay, but the car needed some serious repairs.”

Commercial auto insurance helps cover the costs of an auto accident while you or an employee uses a company-owned car for business.

Common Questions About Yoga Insurance

Do I Need Insurance To Teach Yoga Online?

Yes, if your yoga studio offers online classes, you’ll still need insurance to protect your business against risks. For example, a client sustains a bodily injury while taking a yoga class online with your studio and sues your business. Without business insurance, you’d have to pay out-of-pocket for their medical expenses.

What Is Covered by Yoga Teacher Liability Insurance?

Many yoga businesses start with a Business Owner’s Policy (BOP) because it combines business property and general liability insurance into one policy. General liability insurance helps cover your yoga studio from claims that your company caused bodily injuries or property damage to others.

Is Yoga Insurance Necessary?

Yoga teachers need insurance because working with clients means taking on risks that could put your business assets and you at stake. Liability claims from clients happen more often than you think. With business insurance for yoga teachers, you’ll have protection you can count on if something unexpected happens.

Find out more about other beauty and wellness professions we insure:

A teacher smiles knowing that she is protected by yoga studio insurance

Yoga Studio Insurance That Has Your Back

Get the protection you need to help keep your yoga studio successful.

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Comentarios de los clientes

“[The] customer service representative was detailed on different options that would cater to my small business needs.”

Willie

“Our experience with [them] has been excellent and easy.”

Jon

“[They] took care of our claim without involving a great deal of my time.”

Martha

“You know you never think of workers’ comp until you pay for it and when that accident happens.”

Marcar

“Claim was so easy to place online. Within 15 minutes … everything was taken care of almost immediately.”

Carl

“I’m confident that [they] will provide the highest level of service and support among business insurance providers.”