Real Estate Owners and Managers

Real Estate insurance

Insurance Built for Your Real Estate Business

Real estate owners and managers face constantly changing risks. We understand how the evolving industry can create unique challenges. That’s why with our insurance designed for real estate businesses, you’ll get the forward-thinking coverage you need.
Real Estate insurance

Specialized Insurance Solutions That Evolve With the Real Estate Industry

We know real estate management businesses face unique risks that are constantly changing. From preparing for potential catastrophes to addressing new laws and regulations, there’s a lot that you need to protect your business from.
That’s why we have a dedicated team of real estate industry experts that can help you overcome challenges. Our team includes:
  • Underwriters
  • Risk engineering consultants
  • Claims specialists

Who We Serve

We can help protect a variety of real estate management companies, including:
  • Commercial Property Owners Non-Residential
  • Commercial Property Managers
  • Real Estate Investment Trusts (REITs)
  • Triple Net Lease Properties
  • Office Class A/B
  • Light Industrial Facilities
  • Mixed-Use Properties
  • Real Estate Agents & Managers
  • Commercial/Residential Condo Associations

Customizable Insurance Solutions to Help Protect Real Estate Management Businesses

We offer comprehensive coverage offerings that your agent or broker can customize to meet the specific needs of your real estate management business.
Our broad coverages include:
General Liability Choice® to help protect against claims that your real estate business caused bodily injury and property damage. Our policy also helps meet contractual needs for additional insureds, waiver of subrogation, plus primary and non-contributory coverage. For businesses with more complex risks, our dedicated Complex Liability group can help create a policy for high hazards. 
Property insurance to help protect your real estate business’ buildings, facilities and business equipment. Depending on the size of your business, we offer two types of property insurance:
Property Choice® for mid-size businesses helps protect your real estate business’ buildings, facilities and business equipment.  Property Choice includes valuable Coverage Extensions such as:
  • Newly Acquired Property
  • Utility Services Interruption
  • Ordinance or Law
  • Green Coverage – Cost to Upgrade
  • Debris Removal
  • Preservation and Protection of Property
  • Outdoor Trees Shrubs, Plants, Lawns, or Sod
Our Property Elite form services customers that need larger limits or have more complex risks. We provide coverage solutions for excess property, quota share, assumed reinsurance and manuscript forms.
Umbrella and excess liability, which gives your real estate business worldwide coverage and limits up to $25 million.
We also offer specialized coverages that can give your real estate business more protection, such as:
  • Builder’s risk to protect contractors and owners from unique risks on both new projects and renovations.
  • Pollution legal liability designed especially for those who own, lease, operate, manage or develop real estate property.
  • Cyber liability insurance to help your business prepare for, respond to and recover from a cyberattack.
  • Management liability insurance to help protect against liability risks that your leaders face. 
Real Estate insurance

Identifying Risks Before They’re a Problem for the Real Estate Industry

Nuestra página risk engineering team can help find and fix issues before they become a problem for your real estate business. Our specialists use a variety of resources to help make your business safer, including:
  • Property risk engineering surveys
  • Slip, trip and fall assessments and risk management evaluations
  • Water damage risk assessments, including consultative services to develop a water damage prevention plan
  • Automatic sprinkler system and water supply evaluations
  • Roof inspections and maintenance program reviews
  • Electrical prevention maintenance reviews and evaluations

Exceptional Claims Service Dedicated to Real Estate

Our specialized claims team provides:
  • Dedicated liability claims specialists who have an average of 20+ years of experience
  • Effective and seamless coordination
  • An escalation process matching higher level expertise with claim complexity
  • Actionable data and intel
  • In-house legal staff with deep jurisdictional knowledge and expertise
  • Certified public accountants to support business interruption claims

Unique Offerings for Larger Real Estate Businesses

Track Risk. Explore Opportunities. (TREO)SM
Our risk management information system is designed to simplify claims management and help lower loss costs.
ClaimPlus Team®
A team of professionals who work with each client’s operations and risk exposures.
Specialized Support

Specialized Support

We make it our business to figure out how to best support our customers, which means fully understanding your needs and risks. You can work with your agent or broker to create a customized insurance policy with specialized coverage for your real estate business.
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Por qué elegir The Hartford

200+ years
financial strength
Ethical company award
1 Financial ratings as of December 31, 2019.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
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