Business Insurance for Life Sciences Businesses: Where Innovation and Insurance Meet
We know not every life science business will face the same exact risks. With more than 5,000 customers around the world, we understand your needs will rapidly change. That’s why we offer specialized coverages – regardless of what stage your business is in, like:
Property Choice® to help protect your life sciences building and the equipment you use to run your company.
Commercial auto insurance, which helps protect you and your employees on the road if you drive for business purposes.
Inland marine to help protect specialized property and cargo that’s in transit.
Crime coverage to help protect your life sciences business from business-related crimes.
Equipment breakdown coverage to help protect your life sciences equipment in the event of a covered Equipment Breakdown Accident.
Workers’ compensation insurance to help your employees recover from work-related injuries or illnesses. Our return-to-work program can help your employees recover from injuries and get back to work faster.
Umbrella & excess liability coverage, which can provide up to a $25 million to help cover certain liability claims.
Multinational Choice, which helps protect your company from losses and claims in over 220 foreign countries. We also offer exporters coverage to help protect your company if it has foreign:
- Product exposures through exports or sales
- Online advertising
Even if you don’t have a location outside the US or employees traveling abroad, this coverage is important because regular business insurance policies may not cover claims in foreign countries.