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Top Business Insurance in Phoenix, AZ
People enjoy Phoenix for its sunny climate and good shopping. This makes it a great place to establish a business. However, in order to be successful, your company will need the right Arizona business coverages.To learn more about what coverages you’ll need in Phoenix, obtener una cotización hoy mismo.
Types of Small Business Insurance in Phoenix, AZ
Some business insurance coverages your company may need in Phoenix AZ, include:
General liability insurance to help cover claims of:
- Lesiones corporales
- Daños a la propiedad
- Libel
- Slander
Worker’s compensation insurance in Arizona helps provide benefits to your employees if they get a work-related injury or illness.
Business Owner's Policy (BOP), which bundles these essential coverages into one policy:
- Commercial property insurance
- General liability insurance
- Business income insurance
Commercial property insurance helps cover your business’ property, like its:
- Building
- Equipos
- Tools
It can help pay for repair or replacement costs if fire, theft or another covered loss damages or destroys your property.
Commercial auto insurance for help covering auto accidents caused by you or your employee while driving a company vehicle.
Commercial umbrella insurance, which helps extend your liability coverage. Without this coverage, you’ll have to pay out-of-pocket for claims that exceed your other liability coverage limits.
Cost of Business Insurance in Phoenix
The cost of your business insurance will depend on your:- Industry’s risk
- Company’s size
- Number of employees
- Coverage needs
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Who Needs Business Insurance in Phoenix?
Our coverage can help protect industries throughout Phoenix and Arizona, including:1
Why Is Professional Liability Insurance in Phoenix, AZ Important?
Professional liability insurance is important because it helps protect your business if you make errors or omissions in the services you provide. This policy helps cover claims of:
- Negligence
- Misrepresentation
- Inaccurate advice
Business Insurance in Other Arizona Cities
We offer Arizona business insurance in other Arizona cities, including:
Common Questions About Small Business Insurance in Phoenix
What Insurance Do I Need For a Small Business in Phoenix?
In Arizona, there are two insurance requirements for small businesses:
- Workers’ compensation insurance
- Commercial auto insurance coverages
However, it’s also a good idea to get policies that cover other every day liabilities and risks, like:
- General liability insurance
- Professional liability insurance
- Cyber insurance
Without the right coverages, you’ll have to pay out-of-pocket for claims.
Do I Need Business Insurance for an LLC in Phoenix?
Getting LLC insurance for your Phoenix business is a good idea in order to protect your company from liability. With us, you can get LLC insurance coverage tailored to your specific business.
To learn more, obtener una cotización from us today.
How Much Does General Liability Insurance Cost for a Small Business in Phoenix?
Certain factors influence how much you’ll pay for general liability insurance, including your company’s:
- Lugar
- Edad
- Exposure to risk
The amount of coverage you need and your deductible will also influence your general liability insurance cost.
How Much Does Product Liability Insurance Cost for a Small Business in Phoenix?
If your product damages someone’s property or causes injury, you’ll want product liability insurance to help cover your legal fees. The cost of this coverage will depend on factors like your:
- Coverage needs
- Lugar
- Years in business
- Claims history
- Number of employees
To learn more about the coverages you need, obtener una cotización from us today.
This article provides general information, and should not be construed as specific legal, HR, financial, insurance, tax or accounting advice. As with all matters of a legal or human resources nature, you should consult with your own legal counsel and human resources professionals. The Hartford shall not be liable for any direct, indirect, special, consequential, incidental, punitive or exemplary damages in connection with the use by you or anyone of the information provided herein.