Business Insurance in Charlotte, NC

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Protect Your Small Business in Charlotte

The population in Charlotte has grown over 15% since 2010 and it’s projected to keep growing in the coming years.1 This means it’s a great place for small businesses to call home.
But to run a small business in North Carolina, you need the right business insurance. Charlotte business owners can have peace of mind knowing they’re protected with North Carolina business insurance that has their back. Start with general liability coverage and professional liability insurance or add a Business Owners’ Policy (BOP) that combines both business property and liability insurance all in one.
To learn more about small business insurance in Charlotte, NC, obtener una cotización from us today.

Types of Business Insurance Charlotte Businesses Need

There are many different types of business insurance in Charlotte, NC, including:
To learn more about small business insurance, obtener una cotización from us today.

Common Questions About Charlotte Business Insurance

How Much Does Business Insurance in Charlotte Cost?

business insurance charlotte nc The average cost of business insurance varies depending on your industry and type of operation. Our customers paid an average of $802 annually, or about $67 a month, for business insurance coverage in North Carolina. For workers’ compensation insurance, customers in North Carolina paid an average of $1,009 annually, or about $84 a month.2 Some factors that can impact how much you’ll pay for business insurance coverages, include your:
  • Edad
  • Lugar
  • Cantidad de empleados
  • Building
  • Límites de la cobertura

Is Business Insurance Required in Charlotte, North Carolina?

North Carolina requires workers’ compensation for small businesses. You’ll also need commercial auto insurance if you have company-owned cars that you or your employees drive for work.

Do I Need Commercial Auto Insurance in Charlotte?

commercial insurance charlotte nc Commercial auto insurance can help cover your company-owned vehicles if they’re in a collision while you or your employees are driving for work. This policy can help pay for medical expenses from a bodily injury for both drivers and passengers in your commercial vehicles.
To learn more about commercial auto insurance, you can call us at 855-860-9763.

Get a Quote for Business Insurance in Charlotte

Getting the right insurance protection can give you piece of mind, knowing that your business is protected. To learn more about the different types of business insurance, you can obtener una cotización from us today. We’re an insurance company that’s dedicated to providing quality customer service. We can help you determine the right amount of coverage for policies like general liability insurance.

Business Insurance in Other North Carolina Cities

We offer insurance to Charlotte and other North Carolina cities, like:
Last Updated: November 16, 2023
1 Charlotte Regional Business Alliance, “Regional Demographics”
2 Premium amounts presented are based on monthly premium paid by The Hartford's Small Business customers between 1/1/22 and 9/14/23 for 12-month policies. Premium is derived from a number of factors specific to your business and may vary.
Divulgaciones adicionales a continuación.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
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Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
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* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.