Electronics Business Insurance

Helps protect the property an electronics business owns and leases, including things like equipment, inventory, furniture, tools and fixtures. Electronics businesses can tailor coverage to fit the specific needs of their company.  Property Choice provides valuable Coverage Extensions for electronics companies such as:

 

Optional additional coverages are available such as Cloud Computing Services, Professional Employee Replacement Expense, and Prototypes Restoration Costs.

Our Property Coverage also helps protect the computers, specialized software and equipment electronics firms depend on as well as accounts receivable records.

General Liability Choice^® provides liability coverage for bodily injury and property damage. This includes coverage for personal and advertising injury, such as libel, slander, defamation and product disparagement as well as offenses that occur from your website, bulletin boards and chat rooms. Manufacturer’s errors and omissions, and product recall expense coverage are also included with this coverage.

The Hartford is a leading provider of Workers’ Compensation Insurance. XactPAY^® for offers pay-as-you-go workers’ compensation premium payments based on actual monthly payroll figures to help better manage cash flow fluctuations and minimize audit adjustments. Best of all, this is offered at no extra cost.

Helps cover the vehicles that a business owns, leases, rents or borrows – on the road and off. At no additional costs, commercial auto insurance helps cover electronic equipment in vehicles, lease and loan gaps and offers a wide range of in depth services designed to help a business’s employees be even safer behind the wheel.

• Data security lapses and identity theft
• Copyright or trademark issues
• Content-related libel or slander issues
• Technology performance failures
• Warranty or product representation problems
• First party breach and extortion expense
• Business interruption and data loss
   

Helps protect electronics businesses that operate domestically and internationally, whether transporting over the ocean or inland. Tailored coverages include Ocean Cargo insurance, which helps cover most lawful shipments of goods, freight and merchandise; Warehouse Legal Liability Insurance, which helps cover physical loss or damage of property that occurs during storage, cross-docking, or other activities in which electronics businesses engage, and Domestic Shipper’s Interest.

The Hartford offers U.S. domiciled companies a spectrum of coverage that goes far and wide. Whether you need to cover employees traveling abroad or a whole overseas enterprise, The Hartford can offer the right package of protection with options ranging from The Hartford Passport Package to The Hartford’s Controlled Master Policy (CMP) with local multinational policies – in one coordinated insurance program.

 

Learn More About Multinational Insurance

Helps increase a business’s liability protection when a claim or lawsuit maxes out the limits of the business’s current coverage. In the event of a devastating lawsuit, the amount of liability protection from a business’s general liability insurance, commercial auto insurance and employer's liability policy may not provide enough financial protection. If this happens, underlying policy limits are used first and commercial umbrella coverage limits only kick in after those policies have reached their limits.

Helps protect against management liability risks faced by electronics companies and their leaders. Our offering includes:
 

The Hartford’s innovative Risk Engineering team strives to help companies run safer and ultimately more profitable businesses with loss control services that include risk exposure evaluations, consultations, and recommendations for improving businesses’ safety and security.