The Hartford began offering Oregon Paid Family and Medical Leave Insurance (OR PFMLI) on September 3, 2023. Employers interested in opting out of the state program must apply no later than 30 days before the end of the quarter for a private plan that will be effective the 1st day of the quarter following approval of their application.
The OR PFMLI law allows for equivalent plans (both fully insured policies or self-funded plans). Equivalent plans must be approved by the Oregon Employment Department. If approved, re-approval is required annually for three years after the initial approval or if the plan changes. If you’re interested in pursuing a fully insured policy with The Hartford, let your employee benefits representative know and we’ll collect the necessary information to generate the policy.
Equivalent plans must be as good as or better than the state program and include any protections and rights under the state program:
- An equivalent plan may provide cost savings and offer more flexibility than the state program.
- An equivalent plan cannot cost an employee more than the state program.
Your Partner for OR PFMLI
As a leader in Paid Family and Medical Leave, Statutory Disability and Absence Management, we can help employers:
- Simplify administration for employers and employees.
- Enhance the employee experience with compassionate support and additional resources.
- Design compliant plans and provide educational resources for employers and employees.
Key Dates
- August 2, 2024: Employers with a September 3, 2023 effective date must re-apply for their equivalent plan through the Frances Online portal. Note: Employers with effective dates after September 3, 2023 will have a re-approval deadline of 30 days prior to the effective date of the policy. For example, employers with a November 1, 2023 effective date must re-apply by October 1, 2024 for a November 1, 2024 re-approval effective date.
Additional Resources You May Be Interested In
1901300 07/24
This informational material is subject to change as The Hartford continues to receive guidance from states and municipalities. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to an employer’s business practices, and the views and recommendations contained herein shall not constitute The Hartford’s undertaking on a company’s behalf, or for the benefit of others, to determine or warrant that an employer’s business operations are in compliance with any law, rule, or regulation. Employers seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors; and employees should continue to consult their employers’ Human Resources or other employment benefits department for guidance on the application of any law, rule, or regulation.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com.