Considerations for Partnering With The Hartford for Oregon Paid Family and Medical Leave Insurance (OR PFMLI)

The Hartford is offering Oregon Paid Family and Medical Leave Insurance (OR PFMLI) beginning September 3, 2023. Employers interested in opting out of the state program must apply no later than 30 days before the end of the quarter for a private plan that will be effective the 1st day of the quarter following approval of their application.
The OR PFMLI law allows for equivalent plans (both fully insured policies or self-funded plans). Equivalent plans must be approved by the Oregon Employment Department. If approved, re-approval is required annually for three years after the initial approval or if the plan changes. If you’re interested in pursuing a fully insured policy with The Hartford, let your employee benefits representative know and we’ll collect the necessary information to generate the policy.
Equivalent plans must be as good as or better than the state program and include any protections and rights under the state program:
  • An equivalent plan may provide cost savings and offer more flexibility than the state program.
  • An equivalent plan cannot cost an employee more than the state program.

Your Partner for OR PFMLI

As a leader in Paid Family and Medical Leave, Statutory Disability and Absence Management, we can help employers:
  • Simplify administration for employers and employees.
  • Enhance the employee experience with compassionate support and additional resources.
  • Design compliant plans and provide educational resources for employers and employees.

Key Dates

  • April 1 – April 30, 2023: All employers were required to submit their wage reports and applicable 1st quarter contributions to the state via Frances Online.
  • May 31, 2023: Equivalent Plan Applications were due. Employers must have submitted their applications with their insured policy or self-funded plan by the required deadline in order to have an equivalent plan effective September 3, 2023.
  • July 31, 2023: Wage reports and applicable 2nd quarter contributions due.
  • August 31, 2023: Equivalent plan applications requesting an effective date of October 1, 2023 due.
  • Sept. 3, 2023: Qualified employees expected to begin receiving benefits from the state program or an approved equivalent plan.

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This informational material is subject to change as The Hartford continues to receive guidance from states and municipalities. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to an employer’s business practices, and the views and recommendations contained herein shall not constitute The Hartford’s undertaking on a company’s behalf, or for the benefit of others, to determine or warrant that an employer’s business operations are in compliance with any law, rule, or regulation. Employers seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors; and employees should continue to consult their employers’ Human Resources or other employment benefits department for guidance on the application of any law, rule, or regulation.
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at