Maryland Family and Medical Leave Insurance

* Plus 12 additional weeks for certain leaves for one’s own serious health condition and bonding in the same application year.

The contribution rate is .90% of covered wages up to the Social Security Wage Cap, split equally between employees and employers with 15 or more workers.

A covered employee is someone who has worked at least 680 hours over the 12-month period immediately preceding the date on which the leave is to begin.

 

Employees are covered if they are employed by a person or governmental entity that employs at least one individual in the state.

The law requires employers with one or more employees to participate in the program, with very limited exceptions.

Yes. The State is establishing private plan requirements and will approve plans in the future. Private plans must have the same, or better, benefits and not cost employees more than they would contribute to the state program. Once approved for a private plan, employees and employers covered by the private plan do not have to contribute to the MD FMLI program.

Yes. The Hartford offers fully insured coverage as well as administrative services on self-insured private plans for new customers with policies effective January 1, 2026, or later.